Thrift Savings Plan & Investments

Moving from TSP to a Roth

“I’m about 10 years out from retirement. I’m wanting to stop putting money into the traditional tsp and start a Roth. Is that doable?” –

Follow Up Friday – What To Have In Savings?

Listen to the Full Episode: How do you know what to have in savings? Learn all about great tips on how to organize your savings

#81: What To Have In Savings?

Listen to the Full Episode: How many months’ worth of living expenses do you need to have saved up and why? Do you have emergency

Advantages and Disadvantages of filing out beneficiary designation forms with TSP and FEGLI

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

Follow Up Friday – 7 Things You Can NOT Do in TSP in Retirement

Listen to the Full Episode: Learn what’s possible and what’s not when it comes to your TSP in retirement. Here are the 7 things you

Ep #79: 7 Things You Can NOT Do in TSP in Retirement

Listen to the Full Episode: Retirement can be challenging, especially when it comes to managing your finances. One of the biggest mistakes you can make

ROTH TSP Contributions

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any

Ep #74: Choosing the best Retirement Plan

Listen to the Full Episode: One of the most essential and fundamental questions is choosing the right federal retirement plan! Do you know how much

Withdrawing from Your TSP

“Hello, I have 31k in my TSP. Is it possible to withdraw the total amount at one time? ” – Bill. Demystifying TSP Withdrawals TSP

Ep #70: Changes in Planning Over The Years, Social Security

Listen to the Full Episode: The benefits in retirement that Federal Employees have are based on three things: Pension Social Security TSP To avoid misconceptions

Does it make sense to consolidate for your retirement?

“I have been working in the federal system for 3 years and will retire within the next 5 years. I am 62. I have a

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if

Ep #63: When Your TSP is Down 25%

Listen to the Full Episode: There are a couple of times a year when it’s really important to have clients come in and review things.

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. When Federal Employees use their retirement benefits

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from

Follow Up Friday – Moving Investments Into Your TSP

Listen to the Full Episode: Pros and cons to moving investments around. Enjoy the show? Use the Links Below to Subscribe:

Ep #56: Moving Investments Into Your TSP

Listen to the Full Episode: Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any

Ep #52: How Much Do You Want to Spend in Retirement?

Micah is flying solo in today’s podcast to answer this indirect question that he gets when meeting with clients. He discusses how to decide what

#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of

Withdrawing From TSP Without Paying The Penalty, is it Possible?

I am eligible to retire from fed service at 57 1/2. I will have 36 years of service. I plan on using my TSP to

#104 Optimizing The TSP For Retirement

Listen to the Full Episode: Are you seeking clarity on TSP strategies? Join us on our latest podcast episode, where Christian and JT decode the

Moving TSP Money to G Fund – Here is What You Need To Know

I am 8 years from retirement and currently invested 100% in the C fund. When should I start moving money to the G fund and

#102 Key Things Advisors Wish Their Clients Knew

Listen to the Full Episode: It is time to discuss retirement planning, cash flow management, and potential retirement expenses! In this special episode, Micah leads

Military to Civilian Transition

Hello, I appreciate your videos very much. I am active duty and retiring next year, intending on becoming a GS employee. Can you do one

#101 Secure Your Retirement with the Thrift Savings Plan

Listen to the Full Episode: Are you ready to embark on a journey towards a secureretirement? Join Micah and Tammy, as they analyze advanced retirement

#99 Bonus Pod – Answering Question

Listen to the Full Episode: Join us for our bonus podcast, where we address the questions we received from federal employees before our latest YouTube

Optimal Retirement Timing: Should You Wait For a Potential Pay Increase?

Hi! Love your podcasts and videos! I’m having a hard time figuring out my best dates and options for retiring soon. I’m trying to determine

Follow Up Friday – Cashflow and Retirement Income Timeline

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the importance of retirement planning and the use

#91: Cashflow and Retirement Income Timeline

Listen to the Full Episode: It’s time to get invaluable insights from cash flow considerations to navigating the intricate rules of the Federal Employees Retirement

Maximizing Roth Gains in Retirement

I absolutely loved the episode on what you cannot do in the TSP. Naturally, it brought up other questions in my mind. Before I got

Follow Up Friday – What Clients Miss When Talking to Financial Planners

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the most common things clients miss when talking

#89: What Clients Miss When Talking With Financial Planners

Listen to the Full Episode: This episode is all about some interesting real-life client stories in the world of retirement planning that happened during this

How not to get permanently stuck with Minimum Required Distributions

“If I retire after age 62, and supplement my monthly FERS pension by making small withdrawals from my Traditional TSP (assume $2,000/ month), would IRS

Follow Up Friday – Thrift Savings Plan with Kim Weaver

Listen to the Full Episode: Learn to make informed retirement decisions and secure your financial future with valuable information in regard to your TSP, covered

#86: Thrift Savings Plan with Kim Weaver

Listen to the Full Episode: Whether you’re just starting your career, planning for retirement, or already in retirement, or someone looking to understand TSP better,

The Importance of Filling Out Beneficiary Designation Forms

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

Follow Up Friday – TSP Spillover and funding

Listen to the Full Episode: Learn why the TSP is such a phenomenal tool for your retirement and find out what you should know about

#85: TSP Spillover and funding

Listen to the Full Episode: In this episode, host Micah Shilanski and a special guest – JT Ferrin, delve into explaining the meaning of TSP

#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of

Withdrawing From TSP Without Paying The Penalty, is it Possible?

I am eligible to retire from fed service at 57 1/2. I will have 36 years of service. I plan on using my TSP to

#104 Optimizing The TSP For Retirement

Listen to the Full Episode: Are you seeking clarity on TSP strategies? Join us on our latest podcast episode, where Christian and JT decode the

Moving TSP Money to G Fund – Here is What You Need To Know

I am 8 years from retirement and currently invested 100% in the C fund. When should I start moving money to the G fund and

#102 Key Things Advisors Wish Their Clients Knew

Listen to the Full Episode: It is time to discuss retirement planning, cash flow management, and potential retirement expenses! In this special episode, Micah leads

Military to Civilian Transition

Hello, I appreciate your videos very much. I am active duty and retiring next year, intending on becoming a GS employee. Can you do one

#101 Secure Your Retirement with the Thrift Savings Plan

Listen to the Full Episode: Are you ready to embark on a journey towards a secureretirement? Join Micah and Tammy, as they analyze advanced retirement

#99 Bonus Pod – Answering Question

Listen to the Full Episode: Join us for our bonus podcast, where we address the questions we received from federal employees before our latest YouTube

Optimal Retirement Timing: Should You Wait For a Potential Pay Increase?

Hi! Love your podcasts and videos! I’m having a hard time figuring out my best dates and options for retiring soon. I’m trying to determine

Follow Up Friday – Cashflow and Retirement Income Timeline

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the importance of retirement planning and the use

#91: Cashflow and Retirement Income Timeline

Listen to the Full Episode: It’s time to get invaluable insights from cash flow considerations to navigating the intricate rules of the Federal Employees Retirement

Maximizing Roth Gains in Retirement

I absolutely loved the episode on what you cannot do in the TSP. Naturally, it brought up other questions in my mind. Before I got

Follow Up Friday – What Clients Miss When Talking to Financial Planners

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the most common things clients miss when talking

#89: What Clients Miss When Talking With Financial Planners

Listen to the Full Episode: This episode is all about some interesting real-life client stories in the world of retirement planning that happened during this

How not to get permanently stuck with Minimum Required Distributions

“If I retire after age 62, and supplement my monthly FERS pension by making small withdrawals from my Traditional TSP (assume $2,000/ month), would IRS

Follow Up Friday – Thrift Savings Plan with Kim Weaver

Listen to the Full Episode: Learn to make informed retirement decisions and secure your financial future with valuable information in regard to your TSP, covered

#86: Thrift Savings Plan with Kim Weaver

Listen to the Full Episode: Whether you’re just starting your career, planning for retirement, or already in retirement, or someone looking to understand TSP better,

The Importance of Filling Out Beneficiary Designation Forms

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

Follow Up Friday – TSP Spillover and funding

Listen to the Full Episode: Learn why the TSP is such a phenomenal tool for your retirement and find out what you should know about

#85: TSP Spillover and funding

Listen to the Full Episode: In this episode, host Micah Shilanski and a special guest – JT Ferrin, delve into explaining the meaning of TSP

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for

What Happens If You Make a Mistake On Your TSP Withdrawal Form

“If I erroneously select an annuity from the TSP instead of a withdrawal from it, can I reverse that option? Thanks.” – Orlando. Listen, we

TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

“I am a retired FERS federal employee (age 65). I just watched your episode about a “like kind direct transfer” of tsp funds to an

Which is Better: December or January Retirement?

“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of

Conflicting Information About My Lump Sum Annual Leave

”I have gotten conflicting information about my lump sum annual leave. I plan on retiring on 12/31/21. I know that I will get my lump

Follow Up Friday – TSP Withdraw Plans

Answering your questions about TSP, Roth conversions, and more. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

Ep #43: TSP Withdraw Plans

Sometimes we get so caught up on end-of-the-year stuff that things can easily be missed or slip by us if we’re not careful. Tammy and

How do You pick the right TSP Lifecycle fund?

“Hey! I love the podcast, and I’m hoping you might be able to tell me if my Lifecycle fund-based investment strategy overlooks any important factors.

Ep #41: TSP & Market Volatility: Part 4 – Q & A

In this episode, Tammy and Micah continue with the insights into TSP series and answer some great questions from active TSP participants. Whether you are

Ep #40: TSP & Market Volatility: Part 3 – Silver Linings

In this mini-series, Micah and Tammy have been talking about your TSP during a time of volatility and the strategies you can implement to encourage

RMD’s And Planning Ahead

“I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of

Ep #39: TSP & Market Volatility: Part 2 – Buckets

Today, Tammy and Micah continue to address questions they’ve been receiving regarding your TSP and market volatility. In this second part of the series, they

Ep #38: TSP and Market Volatility: Part 1 – Markets Go Down…Now What?

How are things going to unfold when it comes to your Thrift Savings Plan (TSP) account? Tammy and Micah have been getting a flood of

Follow Up Friday – Social Security, COLA, TSP

Answering additional questions about Social Security, COLA, and TSP benefits. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe: