Thrift Savings Plan & Investments

Your Thrift Savings Plan (TSP) and Investments are vital for building a solid retirement fund. We’ll break down TSP options, including the various funds and lifecycle funds, and offer strategies for making the most out of your investment returns.

Effective management of your TSP can significantly enhance your retirement savings. To learn more, check out our podcasts and articles.

Choosing the best Retirement Plan

Ep #74: Choosing the best Retirement Plan

Listen to the Full Episode: One of the most essential and fundamental questions is choosing the right federal retirement plan! Do you know how much...

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Withdrawing from Your TSP

Withdrawing from Your TSP

“Hello, I have 31k in my TSP. Is it possible to withdraw the total amount at one time? ” – Bill. Demystifying TSP Withdrawals TSP...

Read More »
Changes in Planning Over The Years Social Security

Ep #70: Changes in Planning Over The Years, Social Security

Listen to the Full Episode: The benefits in retirement that Federal Employees have are based on three things: Pension Social Security TSP To avoid misconceptions...

Read More »
Does it make sense to consolidate for your retirement?

Does it make sense to consolidate for your retirement?

“I have been working in the federal system for 3 years and will retire within the next 5 years. I am 62. I have a...

Read More »
Checking Beneficiary Designations

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if...

Read More »
TSP when the markets are down

Ep #63: When Your TSP is Down 25%

Listen to the Full Episode: There are a couple of times a year when it’s really important to have clients come in and review things....

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement...

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Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from...

Read More »

Follow Up Friday – Moving Investments Into Your TSP

Listen to the Full Episode: Pros and cons to moving investments around. Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #56: Moving Investments Into Your TSP

Listen to the Full Episode: Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding...

Read More »

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax...

Read More »
Roth IRA

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any...

Read More »

Ep #52: How Much Do You Want to Spend in Retirement?

How do you achieve retirement dreams and get an income that you can’t outlive in retirement? Micah is flying solo in today’s podcast to answer...

Read More »
TSP Beneficiary

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for...

Read More »
What happens if you make a mistake on your TSP withdrawal form?

What Happens If You Make a Mistake On Your TSP Withdrawal Form

“If I erroneously select an annuity from the TSP instead of a withdrawal from it, can I reverse that option? Thanks.” – Orlando. Listen, we...

Read More »
TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

“I am a retired FERS federal employee (age 65). I just watched your episode about a “like kind direct transfer” of tsp funds to an...

Read More »
Which is Better: December or January Retirement?

Which is Better: December or January Retirement?

“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of...

Read More »
Lump Sum Annual Leave

Conflicting Information About My Lump Sum Annual Leave

”I have gotten conflicting information about my lump sum annual leave. I plan on retiring on 12/31/21. I know that I will get my lump...

Read More »
TSP Withdraw

Follow Up Friday – TSP Withdraw Plans

Answering your questions about TSP, Roth conversions, and more. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »
TSP Withdraw Plans

Ep #43: TSP Withdraw Plans

Sometimes we get so caught up on end-of-the-year stuff that things can easily be missed or slip by us if we’re not careful. Tammy and...

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement

Read More »
Choosing the best Retirement Plan

Ep #74: Choosing the best Retirement Plan

Listen to the Full Episode: One of the most essential and fundamental questions is choosing the right federal retirement plan! Do you know how much...

Read More »
Withdrawing from Your TSP

Withdrawing from Your TSP

“Hello, I have 31k in my TSP. Is it possible to withdraw the total amount at one time? ” – Bill. Demystifying TSP Withdrawals TSP...

Read More »
Changes in Planning Over The Years Social Security

Ep #70: Changes in Planning Over The Years, Social Security

Listen to the Full Episode: The benefits in retirement that Federal Employees have are based on three things: Pension Social Security TSP To avoid misconceptions...

Read More »
Does it make sense to consolidate for your retirement?

Does it make sense to consolidate for your retirement?

“I have been working in the federal system for 3 years and will retire within the next 5 years. I am 62. I have a...

Read More »
Checking Beneficiary Designations

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if...

Read More »
TSP when the markets are down

Ep #63: When Your TSP is Down 25%

Listen to the Full Episode: There are a couple of times a year when it’s really important to have clients come in and review things....

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement...

Read More »

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from...

Read More »

Follow Up Friday – Moving Investments Into Your TSP

Listen to the Full Episode: Pros and cons to moving investments around. Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #56: Moving Investments Into Your TSP

Listen to the Full Episode: Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding...

Read More »

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax...

Read More »
Roth IRA

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any...

Read More »

Ep #52: How Much Do You Want to Spend in Retirement?

How do you achieve retirement dreams and get an income that you can’t outlive in retirement? Micah is flying solo in today’s podcast to answer...

Read More »
TSP Beneficiary

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for...

Read More »
What happens if you make a mistake on your TSP withdrawal form?

What Happens If You Make a Mistake On Your TSP Withdrawal Form

“If I erroneously select an annuity from the TSP instead of a withdrawal from it, can I reverse that option? Thanks.” – Orlando. Listen, we...

Read More »
TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

“I am a retired FERS federal employee (age 65). I just watched your episode about a “like kind direct transfer” of tsp funds to an...

Read More »
Which is Better: December or January Retirement?

Which is Better: December or January Retirement?

“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of...

Read More »
Lump Sum Annual Leave

Conflicting Information About My Lump Sum Annual Leave

”I have gotten conflicting information about my lump sum annual leave. I plan on retiring on 12/31/21. I know that I will get my lump...

Read More »
TSP Withdraw

Follow Up Friday – TSP Withdraw Plans

Answering your questions about TSP, Roth conversions, and more. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »
TSP Withdraw Plans

Ep #43: TSP Withdraw Plans

Sometimes we get so caught up on end-of-the-year stuff that things can easily be missed or slip by us if we’re not careful. Tammy and...

Read More »