Everything You Need to Plan Your Federal Retirement

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Understanding Your FERS Retirement

When we talk about your FERS Retirement, we’re really talking about several different benefits. FERS (Federal Employees Retirement System) has three main components: Basic FERS Retirement Pension Social Security Thrift Savings Plan (TSP) Your FERS pension and Social Security will...

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fers supplement

FERS Supplement

May 10, 2018
Special Benefit for Some FERS Who Retire Before Age 62Have you heard about the FERS Supplement?It’s an important benefit for FERS planning to retire before age 62 – but it’s so unknown, it’s practically a secret.The FERS Supplement is also called…
retirement mistakes

Your High 3 Salary

May 10, 2018
Your High 3 Salary is an important part of your pension calculation for federal retirement.  Your High 3 Salary is the highest average basic pay you earned during any 3 consecutive years of Federal service. You should also know that…
military buyback 101

Military Buyback 101

May 10, 2018
Military Buyback for Federal Retirement Getting ready for federal retirement? Could a military buyback towards your federal creditable service make sense for you? Lots of Federal Employees have had prior military service. When we talk about buying back military time…
Understanding Your FERS Retirement

Understanding Your FERS Retirement

May 10, 2018
When we talk about your FERS Retirement, we’re really talking about several different benefits. FERS (Federal Employees Retirement System) has three main components: Basic FERS Retirement Pension Social Security Thrift Savings Plan (TSP) Your FERS pension and Social Security will…
Taxation of Federal Retirement Benefits

Taxation of Federal Retirement Benefits

May 10, 2018
How Will Your Federal Retirement Benefits Be Taxed? Many people simply forget – or perhaps just don’t understand the taxation of federal retirement benefits. Taxes will have a big impact on your federal retirement. And if you forget to factor…

FERS Contributions

March 25, 2021
What is my FERS contribution? Depending on your start date, your contribution will be either be 0.8%, 3.1%, or 4.4% to FERS. The chart below breaks this down based on your start date, to show how much is going to…
#103 Don’t Replace Your Expenses in Retirement

#103 Don’t Replace Your Expenses in Retirement

May 20, 2024
Listen to the Full Episode: Are you ready to take control of your retirement finances? Your current spending habits could shape your future retirement lifestyle more than you realize. Join Micah and Tammy in this episode as they discuss the…
#102 Key things Advisors Wish Their Clients Knew

#102 Key Things Advisors Wish Their Clients Knew

May 6, 2024
Listen to the Full Episode: It is time to discuss retirement planning, cash flow management, and potential retirement expenses! In this special episode, Micah leads a discussion with Floyd Shilanski, RCF®, a team of seasoned advisors,Christian Sakamoto, CFP®, and JT…
#101 Secure Your Retirement with the Thrift Savings Plan

#101 Secure Your Retirement with the Thrift Savings Plan

April 22, 2024
Listen to the Full Episode: Are you ready to embark on a journey towards a secureretirement? Join our experts, Micah and Tammy, as they analyze advanced retirement strategies to help you achieve financial security in your golden years. From understanding…
#100 Retirement Real Talk: Honest Conversations About Life After Work

#100 Retirement Real Talk: Honest Conversations About Life After Work

April 8, 2024
Listen to the Full Episode: Are you ready to retire? Have you considered the emotional part of this journey? Are you and your spouse on the same page about your golden years and have the same expectations? Let’s discuss long-term…

We are on a mission to help ANOTHER ONE MILLION federal employees

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We are on a mission to help ANOTHER ONE MILLION federal employees

545,885

Podcast Downloads

5,715,736

Youtube Impressions

313,752

Website Visitors

Your Federal Retirement Benefits Are Just One Piece of Your Financial Puzzle

The Federal Retirement system is one of the most complex benefits programs around. There are so many exceptions, special provisions, and exclusions that it can be difficult to keep track of your benefits.

My name is Micah Shilanski.  I’m a CERTIFIED FINANCIAL PLANNER™ professional who specializes in helping federal employees get the most out of their federal retirement benefits.

Unique Experience in Federal Retirement

I’m the founder of Plan-Your-Federal-Retirement.com. I’ve written articles for FedSmith.  I’ve been featured in articles for NARFE and GovExec.  I teach FERS Pre-retirement classes. I’ve mentored other financial planners.  And I’ve even had the pleasure of teaching online webinars and in-person classes with Tammy Flanagan.

But my most important experience comes from working one-on-one with my financial planning clients.

Most of my clients are federal employees just like you.  I help my clients go from big picture to getting through all the nitty-gritty details to help them achieve the retirement of their dreams.

This is different than the experience of most federal retirement experts.  Because very few have had the same privilege to work one-on-one with federal employees through the entire federal retirement process – *and* continue to work with them for years afterwards.

I’ve seen the mistakes that people (and even some professionals!) can make, and I want to help you avoid them.

You can find lots of information online about federal retirement. But Plan-Your-Federal-Retirement.com is different.  Because we approach your federal benefits from a financial planning perspective.

Our goal here is to help you understand how your benefits work *and* how they fit into the rest of your financial picture. Because it’s important to understand your federal retirement benefits.  But your federal retirement benefits are just one piece of your financial puzzle. The rest of the story involves how your benefit choices will impact the rest of your financial picture.

Worried You’re Missing Something?

Want to be sure you’re not missing important aspects of your retirement planning?  Then you’ll want to be on the list to receive our ezine newsletter.  Each month, we publish an original article on important retirement topics for federal employees.

Your benefits are complex. But it’s worth the time to learn about them to make sure you’re not missing anything. You’ve devoted years, maybe decades of your life to federal service.  It would be a shame to separate from service and miss out on benefits because you didn’t know about them.

Make sure you get the most up to date information from Plan-Your-Federal-Retirement.com.

Don't Outlive Your Retirement

3 Critical Concepts that Most Federal Employees Miss When Planning Their Retirement​

Year after year I see Federal Employees missing the same critical concepts in their federal retirement planning. That’s why I’ve created an online workshop to help educate Federal Employees on these critical concepts.

3-Critical-Concepts-that-FERS-Federal-Employees-Miss-Computer-Screen-Image-1

If you are a Financial Advisor looking to work with Federal Employees,
we are always looking for Advisors that want to deliver massive value to clients.

FERS Federal Fact Check

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