
Live Off TSP while postponing Social Security?
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
Your Thrift Savings Plan (TSP) and Investments are vital for building a solid retirement fund. We’ll break down TSP options, including the various funds and lifecycle funds, and offer strategies for making the most out of your investment returns.
Effective management of your TSP can significantly enhance your retirement savings. To learn more, check out our podcasts and articles.

“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and

“I retired on Dec 31 2019. Don’t you think I should pull all my money out of the TSP and put it in a high

“I am considering transferring/$10,000 from my TSP to my Roth account in Fidelity. Your presentation mentioned TSP to IRA to Roth. What’s the correct

“I am 60. I plan to work till 70. All bills will be paid off including house sept 2021. House value now 431,000. Tsp

Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about

“If I start contributing to Roth tsp this year. I am 56 that would mean I cannot take any contributions from the Roth’s for 5

Answering Retirement Questions If you have questions about your retirement from Federal Service, we can help! Our FERS Federal Fact Check for Federal Employees who

“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement

When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make

TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%.

“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no

We have been receiving questions from Federal Employees across the United States this week, wondering if they should make changes in their TSP due to

“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we

“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50. Will

“Thank you for the great videos, they are very informative. I do have a question for you. I am 59 years old and a retired

“Hi, I am approaching retirement age am starting to gather data. I worked for the VAMC from 1982-1996. I think I have both FERS and

“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie

“Your TSP is an asset that can be given to future generations and your social security income is not. As the condition of social security

“If I choose to contribute to the ROTH Component of the TSP, how much can I contribute? Will ROTH TSP Contributions effect my Traditional TSP

Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
Tips for figuring out the best plan for your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP
At age 59 1/2, I would like to use a TSP one time withdrawal to pay off a mortgage then eventually transfer the balance to
Are you still allowed to contribute the maximum of $26,000 to the TSP even if you only work half of the year? Is there any
Questions to ask yourself to ensure you’re properly balancing your social security and TSP so you get the most benefit. Listen to the Full Episode:
I am not sure this question is easy to answer but here goes. I retired in 2019 (LEO RET/Special Provisions) and immediately took a job
Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is
What you need to know about your TSP benefits so you can avoid risk and maximize your retirement funds. Listen to the Full Episode: Enjoy
You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
“I am 59 and planning to retire a year from now. My wife will retire at the same time (but at age 61, not a
How to properly plan for the day of your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
What is the Voluntary Contribution Program? The Voluntary Contribution Program was developed for employees who are part of the Civil Service Retirement System (CSRS). It
What is the Special Retirement Supplement? FERS consists of 3 different components: the FERS annuity (pension), Social Security, and the Thrift Savings Plan (TSP). The
What is the FERS Basic Benefit Plan? As a Federal Employee, your retirement consists of three components: your Basic Benefit (also called your annuity or
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
“Micah, love your videos. I’m retired (58 years old) from USPS. Very aggressive in TSP. 40% C, 40% S, and 20% I- I’m down close
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
I am eligible to retire from fed service at 57 1/2. I will have 36 years of service. I plan on using my TSP to
Listen to the Full Episode: Are you seeking clarity on TSP strategies? Join us on our latest podcast episode, where Christian and JT decode the
I am 8 years from retirement and currently invested 100% in the C fund. When should I start moving money to the G fund and
Listen to the Full Episode: It is time to discuss retirement planning, cash flow management, and potential retirement expenses! In this special episode, Micah leads
Hello, I appreciate your videos very much. I am active duty and retiring next year, intending on becoming a GS employee. Can you do one
Listen to the Full Episode: Are you ready to embark on a journey towards a secureretirement? Join Micah and Tammy, as they analyze advanced retirement
Listen to the Full Episode: Join us for our bonus podcast, where we address the questions we received from federal employees before our latest YouTube
Hi! Love your podcasts and videos! I’m having a hard time figuring out my best dates and options for retiring soon. I’m trying to determine
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the importance of retirement planning and the use
Listen to the Full Episode: It’s time to get invaluable insights from cash flow considerations to navigating the intricate rules of the Federal Employees Retirement
I absolutely loved the episode on what you cannot do in the TSP. Naturally, it brought up other questions in my mind. Before I got
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the most common things clients miss when talking
Listen to the Full Episode: This episode is all about some interesting real-life client stories in the world of retirement planning that happened during this
“If I retire after age 62, and supplement my monthly FERS pension by making small withdrawals from my Traditional TSP (assume $2,000/ month), would IRS
Listen to the Full Episode: Learn to make informed retirement decisions and secure your financial future with valuable information in regard to your TSP, covered
Listen to the Full Episode: Whether you’re just starting your career, planning for retirement, or already in retirement, or someone looking to understand TSP better,
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
Listen to the Full Episode: Learn why the TSP is such a phenomenal tool for your retirement and find out what you should know about
Listen to the Full Episode: In this episode, host Micah Shilanski and a special guest – JT Ferrin, delve into explaining the meaning of TSP

Tips for figuring out the best plan for your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP

At age 59 1/2, I would like to use a TSP one time withdrawal to pay off a mortgage then eventually transfer the balance to

Are you still allowed to contribute the maximum of $26,000 to the TSP even if you only work half of the year? Is there any

Questions to ask yourself to ensure you’re properly balancing your social security and TSP so you get the most benefit. Listen to the Full Episode:

I am not sure this question is easy to answer but here goes. I retired in 2019 (LEO RET/Special Provisions) and immediately took a job

Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is

What you need to know about your TSP benefits so you can avoid risk and maximize your retirement funds. Listen to the Full Episode: Enjoy

You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement

Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue

“I am 59 and planning to retire a year from now. My wife will retire at the same time (but at age 61, not a

How to properly plan for the day of your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and

Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
What is the Voluntary Contribution Program? The Voluntary Contribution Program was developed for employees who are part of the Civil Service Retirement System (CSRS). It
What is the Special Retirement Supplement? FERS consists of 3 different components: the FERS annuity (pension), Social Security, and the Thrift Savings Plan (TSP). The

What is the FERS Basic Benefit Plan? As a Federal Employee, your retirement consists of three components: your Basic Benefit (also called your annuity or

“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for

There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this

“Micah, love your videos. I’m retired (58 years old) from USPS. Very aggressive in TSP. 40% C, 40% S, and 20% I- I’m down close