Social Security Benefits

Ep #14: With Special Guest Mary Beth Franklin

Mary Beth Franklin is our go-to professional for all things Social Security benefits. With over 40 years as a financial journalist and a CFP® designation,

Ep #6: Social Security Claiming

We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the

Ep #3: Other Income

When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any

Ep #52: How Much Do You Want to Spend in Retirement?

Micah is flying solo in today’s podcast to answer this indirect question that he gets when meeting with clients. He discusses how to decide what

Which is Better: December or January Retirement?

“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of

RMD’s And Planning Ahead

“I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of

Follow Up Friday – Social Security, COLA, TSP

Answering additional questions about Social Security, COLA, and TSP benefits. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

Ep #35: Social Security, COLA, TSP

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They’ll

Follow Up Friday – The Questions You Should Have Asked

Tips for figuring out the best plan for your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

Ep #29: The Questions You Should Have Asked

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP

Follow Up Friday – TSP and Social Security

Questions to ask yourself to ensure you’re properly balancing your social security and TSP so you get the most benefit. Listen to the Full Episode:

Ep #27: TSP and Social Security

Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is

Full vs Partial FERS Spousal Survivor Annuity

Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue

Using Roth TSP vs Traditional TSP while delaying Social Security

“I am 59 and planning to retire a year from now. My wife will retire at the same time (but at age 61, not a

FERS Basic Benefit Plan

What is the FERS Basic Benefit Plan? As a Federal Employee, your retirement consists of three components: your Basic Benefit (also called your annuity or

#99 Bonus Pod – Answering Question

Listen to the Full Episode: Join us for our bonus podcast, where we address the questions we received from federal employees before our latest YouTube

Social Security & COLA

Questions about social Security and COLA (cost of living adjustment) are among the most common. Let’s go through the basics with Floyd Shilanski, RCF, Managing

Potential Consequences of Exceeding The Earnings Limit in 2024 on FERS Supplement

“In mid 2025, I will turn 62, therefore my FERS supplement will stop. I currently work PT not to exceed 2013 earnings limit. However, in

Annual Leave Payout and Earning Limitations

”If I receive 26k in annual leave payout does that count against the earnings limit of my supplement? Also what about the money I made

Follow Up Friday – Cashflow and Retirement Income Timeline

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about the importance of retirement planning and the use

#91: Cashflow and Retirement Income Timeline

Listen to the Full Episode: It’s time to get invaluable insights from cash flow considerations to navigating the intricate rules of the Federal Employees Retirement

When is The Best Time to Take Social Security

“should I delay my social security and let my wife draw it until my FRA? I planned on drawing at 62 anyways. I am retired navy and

What if you become a survivor before your annuity kicks in?

“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did

FERS and Social Security

“I am turning 62 and I am drawing disability FERS. Can I draw social security and FERS together? And will my FERS change when I

Social Security and Medicare In retirement

“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid

Follow Up Friday – Streams of Income

Listen to the Full Episode: The importance of knowing the different streams of income and how to use them, covered by Victoria Kellerman. Enjoy the

Ep #76: Streams of Income

Listen to the Full Episode: Cashflow is the heartbeat of retirement, so you have to know the details of your income streams, the theory, and

FERS Supplement and Earnings Limitations

“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be

Ep #70: Changes in Planning Over The Years, Social Security

Listen to the Full Episode: The benefits in retirement that Federal Employees have are based on three things: Pension Social Security TSP To avoid misconceptions

Ep #68: Social Security Increase and Cash Flow

Listen to the Full Episode: Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. When Federal Employees use their retirement benefits

Is FERS Supplement subject to SS Earnings Test?

“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. Underestimating

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from

Will FERS Supplement Be Taken Away Due to Annual Leave Payout?

“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax

Understanding Your FERS Retirement

When we talk about your FERS Retirement, we’re really talking about several different benefits. FERS (Federal Employees Retirement System) has three main components: Basic FERS

FERS Supplement

Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to

FERS Survivor Benefits

When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different

CSRS Survivor Benefit

When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when

Pension Payments

Resources for Feds

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Resources for Feds

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In-Person Benefit Classes

Tutorials: Learning videos about FERS benefits

Retire Right: On-demand benefits class

Classes: In-person classes

Online Classes

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In-Person Classes

Online Classes

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Pension Payments

Resources for Feds

On-demand Classes

Resources for Feds

On-demand Classes

In-Person Benefit Classes

Tutorials: Learning videos about FERS benefits

Retire Right: On-demand benefits class

Classes: In-person classes

Online Classes

In-Person Classes

In-Person Classes

Online Classes

In-Person Classes

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