Social Security Benefits

Understanding Social Security Benefits is essential for integrating them with your FERS pension. Find out how your Social Security benefits are calculated, what is the best age to start claiming, and how they interact with your federal retirement.

Optimizing your Social Security benefits can provide additional financial security. If you want to learn more, check out our podcasts and articles.

Streams of Income

Ep #76: Streams of Income

Listen to the Full Episode: Cashflow is the heartbeat of retirement, so you have to know the details of your income streams, the theory, and...

Read More »
FERS Supplement and Earnings Limitations

FERS Supplement and Earnings Limitations

“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be...

Read More »
Changes in Planning Over The Years Social Security

Ep #70: Changes in Planning Over The Years, Social Security

Listen to the Full Episode: The benefits in retirement that Federal Employees have are based on three things: Pension Social Security TSP To avoid misconceptions...

Read More »
Social Security Increase and Cash Flow

Ep #68: Social Security Increase and Cash Flow

Listen to the Full Episode:   Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve...

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement...

Read More »
Is FERS Supplement subject to SS Earnings Test?

Is FERS Supplement subject to SS Earnings Test?

“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. Underestimating...

Read More »

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from...

Read More »

Will FERS Supplement Be Taken Away Due to Annual Leave Payout?

“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end...

Read More »

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax...

Read More »
Roth IRA

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any...

Read More »

Ep #52: How Much Do You Want to Spend in Retirement?

How do you achieve retirement dreams and get an income that you can’t outlive in retirement? Micah is flying solo in today’s podcast to answer...

Read More »
Which is Better: December or January Retirement?

Which is Better: December or January Retirement?

“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of...

Read More »

RMD’s And Planning Ahead

 “I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of...

Read More »

Military Survivor Annuity and Social Security, plus TSP Beneficiary Question

“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I...

Read More »

Follow Up Friday – Social Security, COLA, TSP

Answering additional questions about Social Security, COLA, and TSP benefits. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #35: Social Security, COLA, TSP

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They’ll...

Read More »
Survivor Benefits

Survivors Benefit and Social Security

“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65...

Read More »

Follow Up Friday – The Questions You Should Have Asked

Tips for figuring out the best plan for your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #29: The Questions You Should Have Asked

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP...

Read More »

Follow Up Friday – TSP and Social Security

Questions to ask yourself to ensure you’re properly balancing your social security and TSP so you get the most benefit. Listen to the Full Episode:...

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement

Read More »
Streams of Income

Ep #76: Streams of Income

Listen to the Full Episode: Cashflow is the heartbeat of retirement, so you have to know the details of your income streams, the theory, and...

Read More »
FERS Supplement and Earnings Limitations

FERS Supplement and Earnings Limitations

“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be...

Read More »
Changes in Planning Over The Years Social Security

Ep #70: Changes in Planning Over The Years, Social Security

Listen to the Full Episode: The benefits in retirement that Federal Employees have are based on three things: Pension Social Security TSP To avoid misconceptions...

Read More »
Social Security Increase and Cash Flow

Ep #68: Social Security Increase and Cash Flow

Listen to the Full Episode:   Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve...

Read More »
Using FERS as a Down Payment

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement...

Read More »
Is FERS Supplement subject to SS Earnings Test?

Is FERS Supplement subject to SS Earnings Test?

“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. Underestimating...

Read More »

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from...

Read More »

Will FERS Supplement Be Taken Away Due to Annual Leave Payout?

“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end...

Read More »

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax...

Read More »
Roth IRA

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any...

Read More »

Ep #52: How Much Do You Want to Spend in Retirement?

How do you achieve retirement dreams and get an income that you can’t outlive in retirement? Micah is flying solo in today’s podcast to answer...

Read More »
Which is Better: December or January Retirement?

Which is Better: December or January Retirement?

“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of...

Read More »

RMD’s And Planning Ahead

 “I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of...

Read More »

Military Survivor Annuity and Social Security, plus TSP Beneficiary Question

“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I...

Read More »

Follow Up Friday – Social Security, COLA, TSP

Answering additional questions about Social Security, COLA, and TSP benefits. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #35: Social Security, COLA, TSP

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They’ll...

Read More »
Survivor Benefits

Survivors Benefit and Social Security

“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65...

Read More »

Follow Up Friday – The Questions You Should Have Asked

Tips for figuring out the best plan for your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #29: The Questions You Should Have Asked

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP...

Read More »

Follow Up Friday – TSP and Social Security

Questions to ask yourself to ensure you’re properly balancing your social security and TSP so you get the most benefit. Listen to the Full Episode:...

Read More »