FERS Benefit Formula
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
Survivors Benefit and Social Security
“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65
Postponing Retirement Past 62
I worked for the federal govt for 11 years. I was born in 1960 January. I was 56 at the time of separation. Need to
Withdrawing from Your TSP
At age 59 1/2, I would like to use a TSP one time withdrawal to pay off a mortgage then eventually transfer the balance to
Annual Max Contribution to Your TSP
Are you still allowed to contribute the maximum of $26,000 to the TSP even if you only work half of the year? Is there any
Unexpected Taxes
I am not sure this question is easy to answer but here goes. I retired in 2019 (LEO RET/Special Provisions) and immediately took a job
Sick and Annual Leave at Retirement
“Hi Micah and Tammy, I’m a Federal employee with 30 years in, and 5 years out from retirement. Can you explain how unused Sick and
Before You Cancel FEGLI
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
Full vs Partial FERS Spousal Survivor Annuity
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
Using Roth TSP vs Traditional TSP while delaying Social Security
“I am 59 and planning to retire a year from now. My wife will retire at the same time (but at age 61, not a
Preparing for Retirement under FERS
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Complications with FEHB Coverage In Retirement
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way