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      Ep #14: With Special Guest Mary Beth Franklin

      Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,...

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      Understanding Your FERS Retirement

      When we talk about your FERS Retirement, we’re really talking about several different benefits. FERS (Federal Employees Retirement System) has three main components: Basic FERS...

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      Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to...

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      FERS retirement benefits are complex.  It’s easy to get overwhelmed by all of the details.  But it’s important to remember that federal benefits are just...

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      Financial Planner for Federal Employees
      Shilanski & Associates, Inc., is a financial planning firm for federal employees. We help federal employees understand their benefits from a financial planning perspective and help them make the best choices for their personal situation. But we are not right for everyone. Let’s take a closer look at what we do and how we help our clients to see if our team is the right financial planning firm for you.
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FERS Deferred Retirement: How to find out if you have CSRS or FERS Benefits

“Hi, I am approaching retirement age am starting to gather data. I worked for the VAMC from 1982-1996. I think I have both FERS and

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FERS and Social Security Widow(ers) Benefits

“Hello. Thank you for providing such informative information.  I am a widow benefit; at age 60 if I retire and can later switch to my

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FERS Survivor Benefits: What’s your Advice for Widows/Widowers?

“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie

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Can I continue my FEHB once I apply for Medicare?

“I am 66 and currently a full time federal employee.  I have a two children under the age of 26. I would like to continue

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Using TSP Funds vs Social Security

“Your TSP is an asset that can be given to future generations and your social security income is not. As the condition of social security

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Do Roth Contributions effect my Traditional TSP?

“If I choose to contribute to the ROTH Component of the TSP, how much can I contribute? Will ROTH TSP Contributions effect my Traditional TSP

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VERA: VISP Working as a “Contractor”

Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56

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FFFC Is my TSP taxed as ordinary income or capital gain?

Question “Is the money that I withdrawal from my TSP in retirement all taxed as ordinary income or are the contributions that I made taxed

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“Should I Sign Up for Medicare Part B?”

“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare

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“Where do I go to obtain the precise rules about ROTH IRA’s as they pertain to me? I am 55 and working as a Federal Employee and already contribute to the TSP ROTH and a ROTH IRA. I would like to know how the rules change at 59 1/2 with contributions.” – Kim

We have had a tremendous amount of questions from Federal Employees about participating in ROTHs, whether it be in the TSP or the private sector

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“Can you have a Roth TSP and a Roth IRA?”

The Thrift Savings Plan (TSP) was created under the Federal Employee’s Retirement System Act of 1986 for federal employees and members of the uniformed services.

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Are HSA’s Use or Lose?

HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in

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3 Critical Concepts that Most Federal Employees Miss When Planning Their Retirement​

Year after year I see Federal Employees missing the same critical concepts in their federal retirement planning. That’s why I’ve created an online workshop to help educate Federal Employees on these critical concepts.

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Advisory services offered through Shilanski & Associates, Inc., an Investment Adviser doing business as “Plan Your Federal Retirement”. Plan Your Federal Retirement is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site if for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Please review our Customer Relationship Summary (Form ADV Part 3) for important information about our services and fees.

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