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      Ep #14: With Special Guest Mary Beth Franklin

      Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,...

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      Understanding Your FERS Retirement

      When we talk about your FERS Retirement, we’re really talking about several different benefits. FERS (Federal Employees Retirement System) has three main components: Basic FERS...

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      Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to...

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      FERS retirement benefits are complex.  It’s easy to get overwhelmed by all of the details.  But it’s important to remember that federal benefits are just...

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      Financial Planner for Federal Employees
      Shilanski & Associates, Inc., is a financial planning firm for federal employees. We help federal employees understand their benefits from a financial planning perspective and help them make the best choices for their personal situation. But we are not right for everyone. Let’s take a closer look at what we do and how we help our clients to see if our team is the right financial planning firm for you.
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FFFC – “When Should I Sign Up for Medicare?”

We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for

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FFFC – “Is my HR retirement estimate always correct?”

“Always” Generally, an estimate from your Human Resources (HR) Department on your Federal Employee Retirement System (FERS) benefits is a good source of information for

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“I will likely have 5 years of federal service soon. Assuming an average 3 years of $185k, would I be able to take a pension after 5 years and what would be the estimated amount of the pension? Is the pension subject to income taxes if I am 59 when I retire?” – Nick

Nick poses a great question worth exploring a little more in depth.  The question asks about how several variables in the Federal Retirement System work

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Is there a 10% penalty for signing up for $1,250 monthly straight withdrawal (not an annuity) from the TSP if I retire at my MRA @ 56 (but will not be 59 1/2)

“Is there a 10% penalty for signing up for $1,250 monthly straight withdrawal (not an annuity) from the TSP if I retire at my MRA

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“I have been using the regular TSP, and I am now 5+ years away from retirement. Should I change my allocations to contribute to the ROTH TSP?”

 Traditional vs Roth TSP Understanding the difference between contributions to the Traditional vs Roth TSP is critical to long term financial planning.  Before we dive

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“As a Federal Employee, how much money can I put into my ROTH?”

 Without a doubt since its inception in 1997, the ROTH retirement account has gained tremendous popularity. Named after the Delaware Senator, William Roth, under

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“When Is It Too Late to Make Large TSP Contributions?”

One of the great questions that we get from people over age 50 is whether or not it is too late to really take advantage

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“How can I convert some of my TSP dollars into my ROTH?”

One of the questions that Federal Employees frequently ask us is how they can convert some of their Thrift Savings Plan (TSP) dollars into the

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“How Do I Apply For the FERS Supplement?”

 One of the most frequent questions that we receive from FERS Employees is how do they apply for the FERS Supplement. If you searched

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FERS Retirement Questions? Videos with Answers!

Do you have FERS Retirement Questions?  You’re not alone.  Federal retirement benefits are complex. Micah Shilanski, CFP®, is a financial planner who specializes in helping

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“Should I start my Social Security at age 62 when my FERS Supplement Stops?”

 If you were eligible to retire from the Federal Government as a FERS Employee and receive a FERS Supplement, then you are probably aware

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FFFC: Are HSA Plans Use or Lose?

FERS Federal Fact Check!   We love answering questions from Federal Employees about their benefits.  Our passion for financial planning with Federal Employees has provided

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3 Critical Concepts that Most Federal Employees Miss When Planning Their Retirement​

Year after year I see Federal Employees missing the same critical concepts in their federal retirement planning. That’s why I’ve created an online workshop to help educate Federal Employees on these critical concepts.

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Advisory services offered through Shilanski & Associates, Inc., an Investment Adviser doing business as “Plan Your Federal Retirement”. Plan Your Federal Retirement is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site if for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Please review our Customer Relationship Summary (Form ADV Part 3) for important information about our services and fees.

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