Contributing to Spousal IRA’s
“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I
Leaving Federal Service for Private Sector
I am considering leaving federal civilian employment after 14 years, which includes 8.5 years of military service. I read that I can still draw the
Tax Penalties in the Thrift Savings Plan
“Hello, I am a retired 58 yr old federal employee that retired after 34 years of service. My wife and I are looking at buying
Immediate Retirement
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to
Postponed Retirement
What is a Postponed Retirement under FERS? A Postponed Retirement is another alternative option of federal retirement that is similar to the Deferred Retirement option.
FERS Benefit Formula
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
Survivors Benefit and Social Security
“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65
Postponing Retirement Past 62
I worked for the federal govt for 11 years. I was born in 1960 January. I was 56 at the time of separation. Need to
Withdrawing from Your TSP
At age 59 1/2, I would like to use a TSP one time withdrawal to pay off a mortgage then eventually transfer the balance to
Annual Max Contribution to Your TSP
Are you still allowed to contribute the maximum of $26,000 to the TSP even if you only work half of the year? Is there any
Unexpected Taxes
I am not sure this question is easy to answer but here goes. I retired in 2019 (LEO RET/Special Provisions) and immediately took a job
Sick and Annual Leave at Retirement
“Hi Micah and Tammy, I’m a Federal employee with 30 years in, and 5 years out from retirement. Can you explain how unused Sick and
