
Social Security: Are You Focused on the Wrong Number?
When it comes to Social Security, the biggest number isn’t always the annual cost-of-living adjustment. It may be the amount of income you receive over

Social Security Claiming Age: When Should You Claim Benefits?
Real Question from a Federal Employee Question from many federal employees: “I’m getting close to retirement and keep going back and forth on Social Security.

What Should You Do If a “Virus Alert” Pops Up and Asks You to Call?
Real Question from a Federal Employee Question from many federal employees: “I received a pop-up on my computer saying my device was infected and I

How Much Do You Really Need to Retire?
Retirement headlines often focus on one big number. You may read that you need $1 million, $1.5 million, or even $2 million before you can

Should You Trust AI With Your Social Security Decision?
Artificial intelligence is everywhere. You can ask a chatbot almost any question and get an answer in seconds. Questions like: When should I take Social

The 4 Retirement Risks That Never Go Away
Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

Did You Just Inherit a Tax Problem?
Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

TSP Beneficiary Discrepancy? What to Do Next
Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

FERS Paperwork Lost or Delayed? Steps to Get Back on Track
Real Question from a Federal Employee I submitted a FERS application last year but then became ill and could not follow up. I did receive

Can a 401(k) Contribution Save Your FERS Supplement?
Real Question from a Federal Employee Question 1705 from Sallie: I have a question about the FERS Supplement. I am going to retire from the

What Happens to Your Social Security If You Die Before Claiming?
Real Question from a Federal Employee I have a question regarding social security. I will have the higher benefit and plan on not collecting social

Why Every SF-50 Matters for Your FERS Retirement
When getting ready for federal retirement, many employees pay attention to eligibility dates, pension estimates, and benefit choices. One often missed and potentially expensive problem