
How do I Calculate My High-3?
How do I calculate my high three? I was a FERS employee from 1991-2000 then returned to FERS in 2022. I am 58 with a

Federal Pension – A Guide for Former Federal Employees
I worked for the federal government from 1995 to 2000. I turn 62 in 2024. I spent my entire federal career at Nevada. I live

Optimal Retirement Timing: Should You Wait For a Potential Pay Increase?
Hi! Love your podcasts and videos! I’m having a hard time figuring out my best dates and options for retiring soon. I’m trying to determine

Social Security & COLA
Questions about social Security and COLA (cost of living adjustment) are among the most common. Let’s go through the basics with Floyd Shilanski, RCF, Managing

Potential Consequences of Exceeding The Earnings Limit in 2024 on FERS Supplement
“In mid 2025, I will turn 62, therefore my FERS supplement will stop. I currently work PT not to exceed 2013 earnings limit. However, in

Can you get a Personalized FERS Benefits Summary?
“Hello, Will OPM issue me a personal FERS Benefits Summary upon request (i.e., similar to the personalized benefit summary issued by Social Security) based on

Loan Options Toward FERS Contributions
“Can I take out a loan towards my FERS contributions? I’m a federal employee and no where close to retirement. Would it work like the

Health Insurance and Taxes
My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and

Annual Leave Payout and Earning Limitations
”If I receive 26k in annual leave payout does that count against the earnings limit of my supplement? Also what about the money I made

61 and Your FERS Supplement
”Hi, I’m 61 years old and my FERS supplement is ending soon. What should I do when that income goes away? And how am I

FEHB Disability Pension & MRA
”I receive a FERS disability pension, with less than 10 years service. My minimum retirement age by year of birth is 57, but I only

Maximizing Roth Gains in Retirement
I absolutely loved the episode on what you cannot do in the TSP. Naturally, it brought up other questions in my mind. Before I got