Federal Employee Health Benefits (FEHB)

#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of

#106 How Much Should You Leave To Your Beneficiary

Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?

#98 Do You Really Need Life Insurance in Retirement?

Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?

Health Insurance and Taxes

My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and

Follow Up Friday – The Crucial Must-Do’s in Estate Planning

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the

#92: The Crucial Must-Do’s in Estate Planning

Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this

Follow Up Friday – Medicare and FEHB

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal

#90: Medicare and FEHB

Listen to the Full Episode: What coverage do you have, and what coverage do you actually need?Join Micah and Tammy in this episode, where they

Follow Up Friday – Irreversible Mistakes After Death

Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for

#87: Irreversible Mistakes After Death

Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure

The Importance of Filling Out Beneficiary Designation Forms

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

What if you become a survivor before your annuity kicks in?

“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did

#83: Dual Feds FEHB Rules

Listen to the Full Episode: In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and

Advantages and Disadvantages of filing out beneficiary designation forms with TSP and FEGLI

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

Social Security and Medicare In retirement

“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid

FERS Postponed Retirement

“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by

Follow Up Friday – Costly Mistakes

Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account? Changes regarding insurance? Life insurance, health insurance…

Ep #72: Criminal Issues with Health Insurance and Survival Benefits

Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,

FEHB in Retirement

“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if

Ep #62: Mistakes To Avoid When A Federal Employee Passes Away

Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this

Ep #61: Estate Planning

Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend

Add Husband to FEHB at Retirement?

“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021.

Keeping FEHB in Retirement

“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for

Ep #45: LTC – What You Need To Know And Avoid!

As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a

Follow Up Friday – Medicare Advantage Within and Outside of FEHB

Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

Ep #36: Medicare Advantage Within and Outside of FEHB

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by

Can you discuss the benefits of maximizing the amount of contributions to the HSA?

Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year

Contributing to Spousal IRA’s

“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I

Immediate Retirement

What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to

Before You Cancel FEGLI

I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting

Full vs Partial FERS Spousal Survivor Annuity

Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue

Follow Up Friday – How Much Life Insurance Do You Need?

The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the

Ep #24: How Much Life Insurance Do You Need?

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some

Preparing for Retirement under FERS

“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my

Ep #21: The Years After You Retire

Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,

FEHB and Medicare

“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,

Ep #18: Phase of Retirement – 10 Years Out From Retirement

When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be

Ep #16: What’s My Pension Worth?

Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before

Health Insurance Options in Retirement

“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also

Ep #13: Mailbag

What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and

Ep #12: Finding the Right Planner

Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.

Ep #10: FEHB and Medicare in Open Season

We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.

Ep #4: Looking at Insurance in Retirement

Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,

FERS Pension, Be Prepared

“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted

Are HSA’s Use or Lose?

HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in

Federal Retirement Pension Reductions

When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal

FERS Survivor Benefits

When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different

CSRS Survivor Benefit

When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when

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Online Classes

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