Healthcare & Insurance

Navigating Healthcare & Insurance options is crucial for a worry-free retirement. We’ll help you understand your Federal Employees Health Benefits (FEHB), Federal Employees Group Life Insurance (FEGLI), and Long-Term Care insurance options.

Ensuring you have the right coverage can protect you from high medical costs and provide peace of mind. If you want to learn more, check out the content below.

FERS Postponed Retirement

FERS Postponed Retirement

“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by...

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Follow Up Friday - Costly Mistakes

Follow Up Friday – Costly Mistakes

Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that...

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…...

Read More »
Changes in Planning Over The Years Social Security

Ep #72: Criminal Issues with Health Insurance and Survival Benefits

Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,...

Read More »
FEHB in Retirement

FEHB in Retirement

“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie...

Read More »
Checking Beneficiary Designations

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if...

Read More »
Mistakes To Avoid When A Federal Employee Passes Away

Ep #62: Mistakes To Avoid When A Federal Employee Passes Away

Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this...

Read More »
Estate planning

Ep #61: Estate Planning

Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend...

Read More »
FEHB for spouse

Add Husband to FEHB at Retirement?

“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021....

Read More »
FEHB into retirement

Keeping FEHB in Retirement

“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you...

Read More »
Deductions

You Ask, We Answer – Deductions for the Federal Long Term Care

“I can’t find any info on deductions for the Federal Long Term Care insurance and it is not on my retirement estimate from my HR...

Read More »
TSP Beneficiary

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for...

Read More »

Follow Up Friday – LTC – What You Need To Know And Avoid!

Answering listener questions to help you better understand long-term care. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #45: LTC – What You Need To Know And Avoid!

As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a...

Read More »

Follow Up Friday – Medicare Advantage Within and Outside of FEHB

Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #36: Medicare Advantage Within and Outside of FEHB

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and...

Read More »
FEHB premiums in retirement

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by...

Read More »

Can you discuss the benefits of maximizing the amount of contributions to the HSA?

Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year...

Read More »
Total TSP Contribution Table

Contributing to Spousal IRA’s

“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I...

Read More »

Immediate Retirement

What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension.  Sometimes it’s referred to...

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…

Read More »

Immediate Retirement

What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension.  Sometimes it’s referred to

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…

Read More »

Immediate Retirement

What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension.  Sometimes it’s referred to

Read More »
FERS Postponed Retirement

FERS Postponed Retirement

“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by...

Read More »
Follow Up Friday - Costly Mistakes

Follow Up Friday – Costly Mistakes

Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that...

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…...

Read More »
Changes in Planning Over The Years Social Security

Ep #72: Criminal Issues with Health Insurance and Survival Benefits

Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,...

Read More »
FEHB in Retirement

FEHB in Retirement

“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie...

Read More »
Checking Beneficiary Designations

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if...

Read More »
Mistakes To Avoid When A Federal Employee Passes Away

Ep #62: Mistakes To Avoid When A Federal Employee Passes Away

Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this...

Read More »
Estate planning

Ep #61: Estate Planning

Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend...

Read More »
FEHB for spouse

Add Husband to FEHB at Retirement?

“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021....

Read More »
FEHB into retirement

Keeping FEHB in Retirement

“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you...

Read More »
Deductions

You Ask, We Answer – Deductions for the Federal Long Term Care

“I can’t find any info on deductions for the Federal Long Term Care insurance and it is not on my retirement estimate from my HR...

Read More »
TSP Beneficiary

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for...

Read More »

Follow Up Friday – LTC – What You Need To Know And Avoid!

Answering listener questions to help you better understand long-term care. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #45: LTC – What You Need To Know And Avoid!

As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a...

Read More »

Follow Up Friday – Medicare Advantage Within and Outside of FEHB

Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #36: Medicare Advantage Within and Outside of FEHB

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and...

Read More »
FEHB premiums in retirement

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by...

Read More »

Can you discuss the benefits of maximizing the amount of contributions to the HSA?

Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year...

Read More »
Total TSP Contribution Table

Contributing to Spousal IRA’s

“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I...

Read More »

Immediate Retirement

What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension.  Sometimes it’s referred to...

Read More »