How to Beat the Rush for Dec 31 Retirement Rush
“I am a 35-year USPS employee and am planning on retiring this year. I am 58. I have heard about the backlog of retirement applications
Disability Retirement
What is a Disability Retirement under FERS? Unlike the Immediate, Deferred, or Postponed Retirements, the Disability Retirement is a unique type of retirement only offered
Understanding What Your “High-3” Means when Calculating Your FERS Retirement
As a Federal Employee, your High-3 average salary refers to the average of the highest three consecutive years of base pay earned. This is calculated
Should you collect unemployment before your first FERS Pension check arrives?
Nealy asks a question that we see every now and then from federal employees: “Should you collect unemployment while you’re waiting on your Federal
Are you confused about Roth TSP rules?
“Hi, I have a question regarding Roth TSP which I have not gotten a clear answer on. I will be 54 this year. I plan
Can you deduct your FEHB premiums in retirement?
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
Can you discuss the benefits of maximizing the amount of contributions to the HSA?
Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year
Contributing to Spousal IRA’s
“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I
Leaving Federal Service for Private Sector
I am considering leaving federal civilian employment after 14 years, which includes 8.5 years of military service. I read that I can still draw the
Tax Penalties in the Thrift Savings Plan
“Hello, I am a retired 58 yr old federal employee that retired after 34 years of service. My wife and I are looking at buying
Immediate Retirement
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to
Postponed Retirement
What is a Postponed Retirement under FERS? A Postponed Retirement is another alternative option of federal retirement that is similar to the Deferred Retirement option. Both options