Live Off TSP while postponing Social Security?
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
Your Thrift Savings Plan (TSP) and Investments are vital for building a solid retirement fund. We’ll break down TSP options, including the various funds and lifecycle funds, and offer strategies for making the most out of your investment returns.
Effective management of your TSP can significantly enhance your retirement savings. To learn more, check out our podcasts and articles.
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
“I retired on Dec 31 2019. Don’t you think I should pull all my money out of the TSP and put it in a high
“I am considering transferring/$10,000 from my TSP to my Roth account in Fidelity. Your presentation mentioned TSP to IRA to Roth. What’s the correct steps
“I am 60. I plan to work till 70. All bills will be paid off including house sept 2021. House value now 431,000. Tsp
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
“If I start contributing to Roth tsp this year. I am 56 that would mean I cannot take any contributions from the Roth’s for 5
Answering Retirement Questions If you have questions about your retirement from Federal Service, we can help! Our FERS Federal Fact Check for Federal Employees who
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%.
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
We have been receiving questions from Federal Employees across the United States this week, wondering if they should make changes in their TSP due to
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50.
“Thank you for the great videos, they are very informative. I do have a question for you. I am 59 years old and a retired
“Hi, I am approaching retirement age am starting to gather data. I worked for the VAMC from 1982-1996. I think I have both FERS and
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“Your TSP is an asset that can be given to future generations and your social security income is not. As the condition of social security
“If I choose to contribute to the ROTH Component of the TSP, how much can I contribute? Will ROTH TSP Contributions effect my Traditional TSP
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
“I retired on Dec 31 2019. Don’t you think I should pull all my money out of the TSP and put it in a high
“I am considering transferring/$10,000 from my TSP to my Roth account in Fidelity. Your presentation mentioned TSP to IRA to Roth. What’s the correct steps
“I am 60. I plan to work till 70. All bills will be paid off including house sept 2021. House value now 431,000. Tsp
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
“If I start contributing to Roth tsp this year. I am 56 that would mean I cannot take any contributions from the Roth’s for 5
Answering Retirement Questions If you have questions about your retirement from Federal Service, we can help! Our FERS Federal Fact Check for Federal Employees who
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%.
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
We have been receiving questions from Federal Employees across the United States this week, wondering if they should make changes in their TSP due to
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50.
“Thank you for the great videos, they are very informative. I do have a question for you. I am 59 years old and a retired
“Hi, I am approaching retirement age am starting to gather data. I worked for the VAMC from 1982-1996. I think I have both FERS and
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“Your TSP is an asset that can be given to future generations and your social security income is not. As the condition of social security
“If I choose to contribute to the ROTH Component of the TSP, how much can I contribute? Will ROTH TSP Contributions effect my Traditional TSP
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
“I retired on Dec 31 2019. Don’t you think I should pull all my money out of the TSP and put it in a high
“I am considering transferring/$10,000 from my TSP to my Roth account in Fidelity. Your presentation mentioned TSP to IRA to Roth. What’s the correct steps
“I am 60. I plan to work till 70. All bills will be paid off including house sept 2021. House value now 431,000. Tsp
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
“If I start contributing to Roth tsp this year. I am 56 that would mean I cannot take any contributions from the Roth’s for 5
Answering Retirement Questions If you have questions about your retirement from Federal Service, we can help! Our FERS Federal Fact Check for Federal Employees who
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%.
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
We have been receiving questions from Federal Employees across the United States this week, wondering if they should make changes in their TSP due to
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50.
“Thank you for the great videos, they are very informative. I do have a question for you. I am 59 years old and a retired
“Hi, I am approaching retirement age am starting to gather data. I worked for the VAMC from 1982-1996. I think I have both FERS and
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“Your TSP is an asset that can be given to future generations and your social security income is not. As the condition of social security
“If I choose to contribute to the ROTH Component of the TSP, how much can I contribute? Will ROTH TSP Contributions effect my Traditional TSP
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
“I retired on Dec 31 2019. Don’t you think I should pull all my money out of the TSP and put it in a high
“I am considering transferring/$10,000 from my TSP to my Roth account in Fidelity. Your presentation mentioned TSP to IRA to Roth. What’s the correct steps
“I am 60. I plan to work till 70. All bills will be paid off including house sept 2021. House value now 431,000. Tsp
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
“If I start contributing to Roth tsp this year. I am 56 that would mean I cannot take any contributions from the Roth’s for 5
Answering Retirement Questions If you have questions about your retirement from Federal Service, we can help! Our FERS Federal Fact Check for Federal Employees who
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
TSP Contribution. My spouse recently changed her TSP contribution because her friend told her to. She currently has: L2030 80%, C-Fund 10% and S-Fund 10%.
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
We have been receiving questions from Federal Employees across the United States this week, wondering if they should make changes in their TSP due to
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50.
“Thank you for the great videos, they are very informative. I do have a question for you. I am 59 years old and a retired
“Hi, I am approaching retirement age am starting to gather data. I worked for the VAMC from 1982-1996. I think I have both FERS and
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“Your TSP is an asset that can be given to future generations and your social security income is not. As the condition of social security
“If I choose to contribute to the ROTH Component of the TSP, how much can I contribute? Will ROTH TSP Contributions effect my Traditional TSP
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
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Opinions expressed herein are solely those of Shilanski & Associates, Incorporated, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and no representations are made by our firm as to other parties, informational accuracy, or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
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We have had hundreds of federal employees ask us to discuss the TSP more in-depth so that they can stop “emotionally trading” their accounts.
That is why we created this guide with the most important considerations you need to make when using your TSP as a retirement savings account.