FERS Eligibility

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“I am currently age 32 (a bit away from retirement) and I have been with USPS for 6.5 years now. It says you are fully vested in FERS after 10 years, but I don’t think I will retire with the USPS. If I were to wait for the 10 years before separating from USPS, would I still be entitled to that FERS going into retirement later on? Or what would my options be? The vesting after 10 years might make it worth it for me to stay, but if I’m not going to see any of that money down the road then I may be leaving sooner than that.” – Derek.

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The Importance of Filling Out Beneficiary Designation Forms

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of precedence beneficiary assignments being spouse,

What if you become a survivor before your annuity kicks in?

“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did not select me for survivor

Moving from TSP to a Roth

“I’m about 10 years out from retirement. I’m wanting to stop putting money into the traditional tsp and start a Roth. Is that doable?” – Robin. https://youtu.be/NrRjwRxGuUw Robin, like many

What happens to your Unused Sick Leave in retirement?

“When determining creditable service for determining what my FERS annuity will be, can unused sick leave be used to get creditable service time from 20 years of service? For example,

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