FERS Basic Benefit Plan
What is the FERS Basic Benefit Plan? As a Federal Employee, your retirement consists of three components: your Basic Benefit (also called your annuity or
Social Security Strategies
“I have two questions about social security. I am 61 and my wife is 58. Let’s say my wife files for social security at age
FERS Early Retirement
My understanding is that if I take immediate retirement at MRA before 62, then I will: 1) get the FERS Supplement to my FERS annuity;
Military Buy Back
“I have almost 5 years of Federal Service (FERS—approximately 15 days short). I have over 7 years of honorable active duty service. I retired from
Health Insurance Options in Retirement
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Where does my retirement income come from?”
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
Getting Nervous About TSP Losses?
“Micah, love your videos. I’m retired (58 years old) from USPS. Very aggressive in TSP. 40% C, 40% S, and 20% I- I’m down close
Does MRA+10 Qualify for FEHB?
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
Live Off TSP while postponing Social Security?
“Next May I can retire with 35 years at the age of 62. I was considering working 10 more months to retire at 63 and
TSP: Volatile Markets When You Are Planning for Retirement
“I retired on Dec 31 2019. Don’t you think I should pull all my money out of the TSP and put it in a high
Steps to move from TSP to IRA to Roth IRA
“I am considering transferring/$10,000 from my TSP to my Roth account in Fidelity. Your presentation mentioned TSP to IRA to Roth. What’s the correct steps
Federal Employee Retirement Planning
“I am 60. I plan to work till 70. All bills will be paid off including house sept 2021. House value now 431,000. Tsp