Federal Employee Health Benefits (FEHB)

#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of

#106 How Much Should You Leave To Your Beneficiary

Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?

#98 Do You Really Need Life Insurance in Retirement?

Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?

Health Insurance and Taxes

My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and

Follow Up Friday – The Crucial Must-Do’s in Estate Planning

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the

#92: The Crucial Must-Do’s in Estate Planning

Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this

Follow Up Friday – Medicare and FEHB

Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal

#90: Medicare and FEHB

Listen to the Full Episode: What coverage do you have, and what coverage do you actually need?Join Micah and Tammy in this episode, where they

Follow Up Friday – Irreversible Mistakes After Death

Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for

#87: Irreversible Mistakes After Death

Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure

The Importance of Filling Out Beneficiary Designation Forms

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

What if you become a survivor before your annuity kicks in?

“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did

#83: Dual Feds FEHB Rules

Listen to the Full Episode: In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and

Advantages and Disadvantages of filing out beneficiary designation forms with TSP and FEGLI

“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of

Social Security and Medicare In retirement

“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid

FERS Postponed Retirement

“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by

Follow Up Friday – Costly Mistakes

Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account? Changes regarding insurance? Life insurance, health insurance…

Ep #72: Criminal Issues with Health Insurance and Survival Benefits

Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,

Federal Retirement Pension Reductions

When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal

FERS Survivor Benefits

When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different

CSRS Survivor Benefit

When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when

Federal Retirement Pension Reductions

When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal

FERS Survivor Benefits

When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different

CSRS Survivor Benefit

When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when

Preparing for Retirement under FERS

“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my

Ep #21: The Years After You Retire

Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,

FEHB and Medicare

“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,

Ep #18: Phase of Retirement – 10 Years Out From Retirement

When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be

Ep #16: What’s My Pension Worth?

Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before

Health Insurance Options in Retirement

“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also

Ep #13: Mailbag

What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and

Ep #12: Finding the Right Planner

Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.

Ep #10: FEHB and Medicare in Open Season

We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.

Ep #4: Looking at Insurance in Retirement

Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,

FERS Pension, Be Prepared

“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted

Are HSA’s Use or Lose?

HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in

Pension Payments

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Resources for Feds

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Tutorials: Learning videos about FERS benefits

Retire Right: On-demand benefits class

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Online Classes

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Pension Payments

Resources for Feds

On-demand Classes

Resources for Feds

On-demand Classes

In-Person Benefit Classes

Tutorials: Learning videos about FERS benefits

Retire Right: On-demand benefits class

Classes: In-person classes

Online Classes

In-Person Classes

In-Person Classes

Online Classes

In-Person Classes

Healthcare & Insurance

#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire

The Importance of Filling Out Beneficiary Designation Forms

FERS Postponed Retirement

Federal Retirement Pension Reductions

Federal Retirement Pension Reductions

Preparing for Retirement under FERS

FERS Pension, Be Prepared

Are HSA’s Use or Lose?

Learn About Retirement

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