Preparing for Retirement under FERS
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Navigating Healthcare & Insurance options is crucial for a worry-free retirement. We’ll help you understand your Federal Employees Health Benefits (FEHB), Federal Employees Group Life Insurance (FEGLI), and Long-Term Care insurance options.
Ensuring you have the right coverage can protect you from high medical costs and provide peace of mind. If you want to learn more, check out the content below.
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because I
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because I
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because I
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because I
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
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We have had hundreds of federal employees ask us to discuss the TSP more in-depth so that they can stop “emotionally trading” their accounts.
That is why we created this guide with the most important considerations you need to make when using your TSP as a retirement savings account.