Tax Penalties in the Thrift Savings Plan

“Hello, I am a retired 58 yr old federal employee that retired after 34 years of service. My wife and I are looking at buying a trailer and horse camping around the US. I have both a traditional TSP and a ROTH TSP. I want to know if there are any penalties if I withdraw […]

Ep #31: Derailing Your Retirement

When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you don’t know what you don’t know, so it can be easy to overlook these misconceptions and accept them as truth. In this episode, Micah and Tammy will be sharing some […]

Survivors Benefit and Social Security

Survivor Benefits

“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65 yrs old. I will have 47 plus yrs of service (military and civil servant combined time) when i retire. My wife is 67 yrs old and started drawing Social Security […]

Ep #30: Why Mid-Career Is the MOST Important Time

There is so much misinformation out there, and sometimes, it is important to simply get back to basics and ensure your information is correct. So in this episode, Micah and Tammy will be going over the fundamentals of retirement, focusing on how things may change from individual to individual and the different choices that may […]

Postponing Retirement Past 62

Postponed Retirement

I worked for the federal govt for 11 years. I was born in 1960 January. I was 56 at the time of separation. Need to know if postponement to a longer time than age 62, will accrue in further enhancement of any benefits. Is there any age beyond waiting is not worthwhile. Kahlid is asking […]

Ep #29: The Questions You Should Have Asked

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP to a Roth TSP—and will there be penalties? These are just some of the things that Micah and Tammy will be covering in today’s episode as they reply to questions […]

Withdrawing from Your TSP

Withdrawing from Your TSP

At age 59 1/2, I would like to use a TSP one time withdrawal to pay off a mortgage then eventually transfer the balance to a IRA when I retire at age 62. Does the amount I withdraw directly add to the amount I’ll earn and is this total going to be the basis for […]

Annual Max Contribution to Your TSP

Annual Max Contribution to Your TSP

Are you still allowed to contribute the maximum of $26,000 to the TSP even if you only work half of the year? Is there any advantage to maxing out your contribution to the TSP fund for 2021 if you’re retiring in 2021 and plan to withdraw money in 2021 is an amount greater than the […]

Ep #28: Court Orders That Can Half Your Retirement

Divorce is generally not a fun topic, but when you are considering retirement, it is a necessary discussion to have. For many people, the terms and conditions of a divorce can come back to haunt them—even decades later—if they are not completely settled upon in the beginning. So in this episode, Micah and Tammy will […]