#151 Should You Change Your Social Security Strategy Because of the News?
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine
Effective Tax Planning can help you minimize your tax liability and maximize your retirement income. We guide you through understanding the tax implications of your federal benefits, TSP withdrawals, and other retirement income sources.
Explore these topics to build a solid foundation for your retirement. For deeper insights, don’t forget to check our podcasts and articles!
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine
Listen to the Full Episode: Are your retirement decisions based on your own goals, or are they influenced by headlines, ads, and market noise?
Listen to the Full Episode: Charitable giving can play an important role in retirement, and the way you give can have a big effect
Listen to the Full Episode: In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke
Listen to the Full Episode: Inflation doesn’t always show up loudly, and for many federal employees and retirees, the biggest danger is assuming COLA
Listen to the Full Episode: Retirement isn’t just about making your money last, it’s about using it wisely while you still can. In this
Listen to the Full Episode: As the year closes, federal employees can’t afford to miss critical planning opportunities that protect their retirement and avoid
Listen to the Full Episode: A year-end retirement review can be a valuable step for federal employees who want to better understand their benefits
Listen to the Full Episode: Year-end is one of the most strategic times for Federal Employees to review their financial picture, retirement timeline, and
Listen to the Full Episode: In this episode of Plan Your Federal Retirement, Jamie C. Shilanski, RFC®, talks about one of the most stressful
Listen to the Full Episode: Ever wonder what questions other federal employees are asking as they plan for retirement? In this special episode, we’re taking
Listen to the Full Episode: When it comes to money, the emotional impact is often overlooked, but it can ‘make or break’ a family’s financial
Listen to the Full Episode: Healthcare is one of the most important, and often most confusing, parts of retirement. For federal employees, the combination of
Listen to the Full Episode: Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it’s not
Listen to the Full Episode: Are you a year away from retirement? The final 12 months before you retire from federal service are some of
Listen to the Full Episode: What does real retirement readiness look like? In this episode, Micah is joined by his father and mentor, Floyd, to
Listen to the Full Episode: Facing the New Challenges of Federal Retirement: What 2025 Means for You Federal retirement in 2025 requires thoughtful consideration of
Listen to the Full Episode: Are today’s market swings making you nervous about your retirement? You’re not alone but the good news is, there are
Listen to the Full Episode: In this episode of the Plan Your Federal Retirement podcast, Micah Shilanski and Christian Sakamoto dive deep into the relationship

Listen to the Full Episode: Is your financial plan ready for unexpected changes? In this episode, Micah and Jamie highlight the importance of taking charge

Listen to the Full Episode: Is “buy and hold” really the best strategy for retirement investing? In this podcast episode, Micah and Christian explore why

Listen to the Full Episode: Think you know how your FERS pension, Social Security, or military retirement will be taxed? Think again. In this episode,

Listen to the Full Episode: What does retirement really look like beyond the financials? In this podcast episode, Micah and Floyd discuss what life is

Listen to the Full Episode: Tax season can be overwhelming, but federal employees can stay ahead with the right strategies. In this podcast episode, Micah

Listen to the Full Episode: It’s crucial to evaluate your TSP decisions as you approach retirement. Understanding the various benefits associated with your TSP can

Listen to the Full Episode: Understanding your TSP withdrawal options is essential for a successful retirement. In this podcast episode, Micah and Christian break down

Listen to the Full Episode: Estate planning involves more than just creating a will; it’s about ensuring financial security, protecting your loved ones, and

Listen to the Full Episode: Planning for the future involves understanding what happens to your benefits after you are no longer here. In this podcast

Listen to the Full Episode: Are you considering early retirement under VERA? Before you make a decision that could affect your benefits for years to

Are you a federal employee considering Voluntary Early Retirement Authority (VERA)? This comprehensive guide breaks down eligibility, benefits, and financial impacts, including how VERA affects your pension, health insurance (FEHB), and Thrift Savings Plan (TSP). Learn the key steps to avoid costly mistakes, understand your FERS Special Retirement Supplement, and maximize your retirement benefits.
🎙 Watch our YouTube Podcast for expert insights.
📚 Join our “Retire Right” On-Demand Class to make informed decisions.
Read now to take control of your federal retirement!

What should Federal Employees facing the Fork in the Road do? As a Federal Employee Benefits professional, my primary advice—though not intended to be self-serving—is

Federal Employees need to know what to anticipate if they choose to accept the Deferred Resignation package issued January 2025 to civilian federal employees. President

Listen to the Full Episode: What does a Reduction in Force (RIF) or job change mean for your federal benefits and retirement plans? These transitions

Listen to the Full Episode: What impacts will the latest tax law changes, Social Security projections, and market uncertainties have on your FERS retirement benefits

Listen to the Full Episode: Are you ready to unlock the secrets to a stronger TSP in 2025? In this podcast episode, Christian and John

Listen to the Full Episode: Ready for retirement but still trying to figure out what comes after the paycheck? In this podcast episode, Jamie and

Listen to the Full Episode: How can Qualified Charitable Distributions in Retirement help you give strategically and reduce taxes? In this podcast episode, Christian and

Listen to the Full Episode: Ready to secure your federal retirement? In this podcast episode, Micah and Christian discuss essential steps to secure your federal

Listen to the Full Episode: Navigating federal retirement benefits can be complex, but understanding FERS contribution rates is key. These rates determine your eligibility, pension
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine
Listen to the Full Episode: Are your retirement decisions based on your own goals, or are they influenced by headlines, ads, and market noise?
Listen to the Full Episode: Charitable giving can play an important role in retirement, and the way you give can have a big effect
Listen to the Full Episode: In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke
Listen to the Full Episode: Inflation doesn’t always show up loudly, and for many federal employees and retirees, the biggest danger is assuming COLA
Listen to the Full Episode: Retirement isn’t just about making your money last, it’s about using it wisely while you still can. In this
Listen to the Full Episode: As the year closes, federal employees can’t afford to miss critical planning opportunities that protect their retirement and avoid
Listen to the Full Episode: A year-end retirement review can be a valuable step for federal employees who want to better understand their benefits
Listen to the Full Episode: Year-end is one of the most strategic times for Federal Employees to review their financial picture, retirement timeline, and
Listen to the Full Episode: In this episode of Plan Your Federal Retirement, Jamie C. Shilanski, RFC®, talks about one of the most stressful
Listen to the Full Episode: Ever wonder what questions other federal employees are asking as they plan for retirement? In this special episode, we’re taking
Listen to the Full Episode: When it comes to money, the emotional impact is often overlooked, but it can ‘make or break’ a family’s financial
Listen to the Full Episode: Healthcare is one of the most important, and often most confusing, parts of retirement. For federal employees, the combination of
Listen to the Full Episode: Social Security is one of the most misunderstood parts of retirement planning. For federal employees and their families, it’s not
Listen to the Full Episode: Are you a year away from retirement? The final 12 months before you retire from federal service are some of
Listen to the Full Episode: What does real retirement readiness look like? In this episode, Micah is joined by his father and mentor, Floyd, to
Listen to the Full Episode: Facing the New Challenges of Federal Retirement: What 2025 Means for You Federal retirement in 2025 requires thoughtful consideration of
Listen to the Full Episode: Are today’s market swings making you nervous about your retirement? You’re not alone but the good news is, there are
Listen to the Full Episode: In this episode of the Plan Your Federal Retirement podcast, Micah Shilanski and Christian Sakamoto dive deep into the relationship

Listen to the Full Episode: Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve

“I’m just about 65 and make about 125K a year working for the federal government. I plan to retire in five years when I’m 70.

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from

Listen to the Full Episode: Have you noticed that the markets are down? Did you know there are some key opportunities to look into when

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any

Answering your tax questions. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:

In this episode, Micah is joined by a special guest who will shed light on some myths and misconceptions that you may be dealing with

”I have gotten conflicting information about my lump sum annual leave. I plan on retiring on 12/31/21. I know that I will get my lump

What you need to be thinking about getting done in the new year. Listen to the Full Episode: Enjoy the show? Use the Links Below

It’s a new year, and Tammy and Micah are here to talk about some of the things that have changed, some of the things that

“I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of

“Hi, I have a question regarding Roth TSP which I have not gotten a clear answer on. I will be 54 this year. I plan

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by

Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year

“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I

“Hello, I am a retired 58 yr old federal employee that retired after 34 years of service. My wife and I are looking at buying

Are you still allowed to contribute the maximum of $26,000 to the TSP even if you only work half of the year? Is there any

I am not sure this question is easy to answer but here goes. I retired in 2019 (LEO RET/Special Provisions) and immediately took a job

“Hi Micah and Tammy, I’m a Federal employee with 30 years in, and 5 years out from retirement. Can you explain how unused Sick and