Tax Planning

Effective Tax Planning can help you minimize your tax liability and maximize your retirement income. We guide you through understanding the tax implications of your federal benefits, TSP withdrawals, and other retirement income sources.

Explore these topics to build a solid foundation for your retirement. For deeper insights, don’t forget to check our podcasts and articles!

Follow Up Friday - Costly Mistakes

Follow Up Friday – Costly Mistakes

Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that...

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…...

Read More »
Withdrawing from Your TSP

Withdrawing from Your TSP

“Hello, I have 31k in my TSP. Is it possible to withdraw the total amount at one time? ” – Bill. Demystifying TSP Withdrawals TSP...

Read More »
Follow Up Friday - Secure Act 2.0 with Steven Jarvis

Follow Up Friday – Secure Act 2.0 with Steven Jarvis

Listen to the Full Episode: Changes the Secure 2.0 brings and what do they mean for the retirees and federal employees, covered by Victoria Kellerman....

Read More »
Secure Act 2.0 with Steven Jarvis

Ep #71: Secure Act 2.0 with Steven Jarvis

Listen to the Full Episode: Changes are happening, and questions have been raised! That is why we have a special guest in today’s episode –...

Read More »
Social Security Increase and Cash Flow

Ep #68: Social Security Increase and Cash Flow

Listen to the Full Episode:   Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve...

Read More »
Roth Conversions and Taxes

Roth Conversions and Taxes

“I’m just about 65 and make about 125K a year working for the federal government. I plan to retire in five years when I’m 70....

Read More »

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from...

Read More »
Roth Conversion Options

Ep #58: Roth Conversion Options

Listen to the Full Episode: Have you noticed that the markets are down? Did you know there are some key opportunities to look into when...

Read More »

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax...

Read More »
Roth IRA

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any...

Read More »

Follow Up Friday – Myths about CPA’s and Tax Preparation

Answering your tax questions. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #47: Myths about CPA’s and Tax Preparation

In this episode, Micah is joined by a special guest who will shed light on some myths and misconceptions that you may be dealing with...

Read More »
Lump Sum Annual Leave

Conflicting Information About My Lump Sum Annual Leave

”I have gotten conflicting information about my lump sum annual leave. I plan on retiring on 12/31/21. I know that I will get my lump...

Read More »
Non Voluntary vs Voluntary Separation

Follow Up Friday – New Year Planning (Finance and Fitness: The Two Things You Won’t Do 🙂 )

What you need to be thinking about getting done in the new year. Listen to the Full Episode: Enjoy the show? Use the Links Below...

Read More »
maximize your retirement

Ep #42: New Year Planning (Finance and Fitness: The Two Things You Won’t Do 🙂 )

It’s a new year, and Tammy and Micah are here to talk about some of the things that have changed, some of the things that...

Read More »

RMD’s And Planning Ahead

 “I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of...

Read More »
ROTH Tsp Rules

Are you confused about Roth TSP rules?

“Hi, I have a question regarding Roth TSP which I have not gotten a clear answer on. I will be 54 this year. I plan...

Read More »
FEHB premiums in retirement

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by...

Read More »

Can you discuss the benefits of maximizing the amount of contributions to the HSA?

Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year...

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…

Read More »
Follow Up Friday - Costly Mistakes

Follow Up Friday – Costly Mistakes

Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that...

Read More »
costly mistakes

Ep #73: Costly Mistakes

Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account?  Changes regarding insurance? Life insurance, health insurance…...

Read More »
Withdrawing from Your TSP

Withdrawing from Your TSP

“Hello, I have 31k in my TSP. Is it possible to withdraw the total amount at one time? ” – Bill. Demystifying TSP Withdrawals TSP...

Read More »
Follow Up Friday - Secure Act 2.0 with Steven Jarvis

Follow Up Friday – Secure Act 2.0 with Steven Jarvis

Listen to the Full Episode: Changes the Secure 2.0 brings and what do they mean for the retirees and federal employees, covered by Victoria Kellerman....

Read More »
Secure Act 2.0 with Steven Jarvis

Ep #71: Secure Act 2.0 with Steven Jarvis

Listen to the Full Episode: Changes are happening, and questions have been raised! That is why we have a special guest in today’s episode –...

Read More »
Social Security Increase and Cash Flow

Ep #68: Social Security Increase and Cash Flow

Listen to the Full Episode:   Whether you are 30, 50, or 70, a subject that has a hold on you is how to improve...

Read More »
Roth Conversions and Taxes

Roth Conversions and Taxes

“I’m just about 65 and make about 125K a year working for the federal government. I plan to retire in five years when I’m 70....

Read More »

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from...

Read More »
Roth Conversion Options

Ep #58: Roth Conversion Options

Listen to the Full Episode: Have you noticed that the markets are down? Did you know there are some key opportunities to look into when...

Read More »

How to plan what source to withdraw from

“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax...

Read More »
Roth IRA

ROTH IRA Contribution or Conversion?

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any...

Read More »

Follow Up Friday – Myths about CPA’s and Tax Preparation

Answering your tax questions. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #47: Myths about CPA’s and Tax Preparation

In this episode, Micah is joined by a special guest who will shed light on some myths and misconceptions that you may be dealing with...

Read More »
Lump Sum Annual Leave

Conflicting Information About My Lump Sum Annual Leave

”I have gotten conflicting information about my lump sum annual leave. I plan on retiring on 12/31/21. I know that I will get my lump...

Read More »
Non Voluntary vs Voluntary Separation

Follow Up Friday – New Year Planning (Finance and Fitness: The Two Things You Won’t Do 🙂 )

What you need to be thinking about getting done in the new year. Listen to the Full Episode: Enjoy the show? Use the Links Below...

Read More »
maximize your retirement

Ep #42: New Year Planning (Finance and Fitness: The Two Things You Won’t Do 🙂 )

It’s a new year, and Tammy and Micah are here to talk about some of the things that have changed, some of the things that...

Read More »

RMD’s And Planning Ahead

 “I love your podcast and YouTube channel. Thanks. My question relates to Required Minimum Distributions. Looking far ahead I will turn 72 in June of...

Read More »
ROTH Tsp Rules

Are you confused about Roth TSP rules?

“Hi, I have a question regarding Roth TSP which I have not gotten a clear answer on. I will be 54 this year. I plan...

Read More »
FEHB premiums in retirement

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by...

Read More »

Can you discuss the benefits of maximizing the amount of contributions to the HSA?

Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past year...

Read More »