Ep #26: What’s The Best Distribution Rate From Your TSP?
You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement
Effective Tax Planning can help you minimize your tax liability and maximize your retirement income. We guide you through understanding the tax implications of your federal benefits, TSP withdrawals, and other retirement income sources.
Explore these topics to build a solid foundation for your retirement. For deeper insights, don’t forget to check our podcasts and articles!
You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
What is the Voluntary Contribution Program? The Voluntary Contribution Program was developed for employees who are part of the Civil Service Retirement System (CSRS). It
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
When is the right time to retire? And what are the different options as a federal employee? While everyone wants to retire early, the fact
Today Micah and Tammy are setting the record straight and dispelling some myths about what you actually need to retire with. There’s a lot of
We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the
Everyone looks forward to retirement and the freedom that comes along with no longer being locked down to a job, but what if it isn’t
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50. Will
Question “Is the money that I withdrawal from my TSP in retirement all taxed as ordinary income or are the contributions that I made taxed
We have had a tremendous amount of questions from Federal Employees about participating in ROTHs, whether it be in the TSP or the private sector
You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
What is the Voluntary Contribution Program? The Voluntary Contribution Program was developed for employees who are part of the Civil Service Retirement System (CSRS). It
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
When is the right time to retire? And what are the different options as a federal employee? While everyone wants to retire early, the fact
Today Micah and Tammy are setting the record straight and dispelling some myths about what you actually need to retire with. There’s a lot of
We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the
Everyone looks forward to retirement and the freedom that comes along with no longer being locked down to a job, but what if it isn’t
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50. Will
Question “Is the money that I withdrawal from my TSP in retirement all taxed as ordinary income or are the contributions that I made taxed
We have had a tremendous amount of questions from Federal Employees about participating in ROTHs, whether it be in the TSP or the private sector
You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
What is the Voluntary Contribution Program? The Voluntary Contribution Program was developed for employees who are part of the Civil Service Retirement System (CSRS). It
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
When is the right time to retire? And what are the different options as a federal employee? While everyone wants to retire early, the fact
Today Micah and Tammy are setting the record straight and dispelling some myths about what you actually need to retire with. There’s a lot of
We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the
Everyone looks forward to retirement and the freedom that comes along with no longer being locked down to a job, but what if it isn’t
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50. Will
Question “Is the money that I withdrawal from my TSP in retirement all taxed as ordinary income or are the contributions that I made taxed
We have had a tremendous amount of questions from Federal Employees about participating in ROTHs, whether it be in the TSP or the private sector
You’ve worked your whole life, now you’re ready to retire. But do you know how to maximize your benefits and set yourself up for retirement
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
What is the Voluntary Contribution Program? The Voluntary Contribution Program was developed for employees who are part of the Civil Service Retirement System (CSRS). It
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
When is the right time to retire? And what are the different options as a federal employee? While everyone wants to retire early, the fact
Today Micah and Tammy are setting the record straight and dispelling some myths about what you actually need to retire with. There’s a lot of
We hear a lot of people say they want to turn on their social security as soon as possible in order to capitalize on the
Everyone looks forward to retirement and the freedom that comes along with no longer being locked down to a job, but what if it isn’t
“I was looking at my LES I noticed the FERS Retirement on deductions section is a different “year to date” amount from the FERS Retirement
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make
“I will retire in 2021 at 59 1/2 with 31 years of service. My pension will be over $4,000 a month and I have no
“I have a tsp question for you concerning the new TSP withdraw options. I retired in 2015 from air traffic control at age 50. Will
Question “Is the money that I withdrawal from my TSP in retirement all taxed as ordinary income or are the contributions that I made taxed
We have had a tremendous amount of questions from Federal Employees about participating in ROTHs, whether it be in the TSP or the private sector
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We have had hundreds of federal employees ask us to discuss the TSP more in-depth so that they can stop “emotionally trading” their accounts.
That is why we created this guide with the most important considerations you need to make when using your TSP as a retirement savings account.