Survivor Benefits & Estate Planning

Survivor Benefits and Estate Planning ensure your loved ones are protected after you’re gone. Here, we discuss the survivor benefit options available under FERS and the importance of wills, trusts, and other estate planning tools.

Proper planning can provide your family with financial stability and peace of mind. If you want to learn more, check out our podcasts and articles.

Changes in Planning Over The Years Social Security

Ep #72: Criminal Issues with Health Insurance and Survival Benefits

Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,...

Read More »
Checking Beneficiary Designations

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if...

Read More »
Mistakes To Avoid When A Federal Employee Passes Away

Ep #62: Mistakes To Avoid When A Federal Employee Passes Away

Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this...

Read More »
Estate planning

Ep #61: Estate Planning

Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend...

Read More »
FEHB into retirement

Keeping FEHB in Retirement

“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you...

Read More »

You Ask, We Answer – FERS Retirement Application

“Thank you very much for the great information. Question: Do I need to list my ex-spouse on my FERS retirement application if we were married...

Read More »
Survivor benefits

You Ask, We Answer – Survivor Benefits

“The question is the following: My wife and I are both federal employees. I will retire before her. Upon my death, she will receive a...

Read More »
TSP Beneficiary

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for...

Read More »

Follow Up Friday – No Love Like Survivor Benefits (Heart)

How to plan TOGETHER for a successful retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #44: No Love Like Survivor Benefits (Heart)

Now that we’re in February, we’re going to call this episode “the love episode”—and there’s no love like survivor benefits. So today, Micah and Tammy...

Read More »

Military Survivor Annuity and Social Security, plus TSP Beneficiary Question

“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I...

Read More »
FEHB premiums in retirement

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by...

Read More »
Retiring In December vs. January

Follow Up Friday – Derailing Your Retirement

Learn more about the things that can sabotage your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #31: Derailing Your Retirement

When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you...

Read More »
Survivor Benefits

Survivors Benefit and Social Security

“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65...

Read More »

Follow Up Friday – Why Life Events Matter

How to protect and prepare your loved ones for unexpected life events. Listen to the Full Episode: Enjoy the show? Use the Links Below to...

Read More »
FERS Spousal Survivor Annuity

Full vs Partial FERS Spousal Survivor Annuity

Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue...

Read More »

Ep #25: Why Life Events Matter

It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with...

Read More »

Follow Up Friday – How Much Life Insurance Do You Need?

The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the...

Read More »

Ep #24: How Much Life Insurance Do You Need?

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some...

Read More »
Changes in Planning Over The Years Social Security

Ep #72: Criminal Issues with Health Insurance and Survival Benefits

Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,...

Read More »
Checking Beneficiary Designations

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if...

Read More »
Mistakes To Avoid When A Federal Employee Passes Away

Ep #62: Mistakes To Avoid When A Federal Employee Passes Away

Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this...

Read More »
Estate planning

Ep #61: Estate Planning

Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend...

Read More »
FEHB into retirement

Keeping FEHB in Retirement

“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you...

Read More »

You Ask, We Answer – FERS Retirement Application

“Thank you very much for the great information. Question: Do I need to list my ex-spouse on my FERS retirement application if we were married...

Read More »
Survivor benefits

You Ask, We Answer – Survivor Benefits

“The question is the following: My wife and I are both federal employees. I will retire before her. Upon my death, she will receive a...

Read More »
TSP Beneficiary

TSP Beneficiary is a Trust

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for...

Read More »

Follow Up Friday – No Love Like Survivor Benefits (Heart)

How to plan TOGETHER for a successful retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Read More »

Ep #44: No Love Like Survivor Benefits (Heart)

Now that we’re in February, we’re going to call this episode “the love episode”—and there’s no love like survivor benefits. So today, Micah and Tammy...

Read More »

Military Survivor Annuity and Social Security, plus TSP Beneficiary Question

“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I...

Read More »
FEHB premiums in retirement

Can you deduct your FEHB premiums in retirement?

I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by...

Read More »
Retiring In December vs. January

Follow Up Friday – Derailing Your Retirement

Learn more about the things that can sabotage your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:  ...

Read More »

Ep #31: Derailing Your Retirement

When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you...

Read More »
Survivor Benefits

Survivors Benefit and Social Security

“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65...

Read More »

Follow Up Friday – Why Life Events Matter

How to protect and prepare your loved ones for unexpected life events. Listen to the Full Episode: Enjoy the show? Use the Links Below to...

Read More »
FERS Spousal Survivor Annuity

Full vs Partial FERS Spousal Survivor Annuity

Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue...

Read More »

Ep #25: Why Life Events Matter

It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with...

Read More »

Follow Up Friday – How Much Life Insurance Do You Need?

The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the...

Read More »

Ep #24: How Much Life Insurance Do You Need?

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some...

Read More »