#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
I read the $1,000.00 example that you write and 50% of 1K is 500.00 a month for my wife. That makes sense and I understand.
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
“What happens to a surviving spouse if an employee dies while working, but that employee was also in the process of buying back military time?
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“Thank you very much for the great information. Question: Do I need to list my ex-spouse on my FERS retirement application if we were married
“The question is the following: My wife and I are both federal employees. I will retire before her. Upon my death, she will receive a
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
How to plan TOGETHER for a successful retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
Now that we’re in February, we’re going to call this episode “the love episode”—and there’s no love like survivor benefits. So today, Micah and Tammy
“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
Learn more about the things that can sabotage your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you
“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65
How to protect and prepare your loved ones for unexpected life events. Listen to the Full Episode: Enjoy the show? Use the Links Below to
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we
“I have two questions about social security. I am 61 and my wife is 58. Let’s say my wife files for social security at age
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to professional for all things Social Security benefits. With over 40 years as a financial journalist and a CFP® designation,
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
Welcome to the Plan Your Federal Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensure you
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“Hello. Thank you for providing such informative information. I am a widow benefit; at age 60 if I retire and can later switch to my
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
I read the $1,000.00 example that you write and 50% of 1K is 500.00 a month for my wife. That makes sense and I understand.
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
“What happens to a surviving spouse if an employee dies while working, but that employee was also in the process of buying back military time?
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“Thank you very much for the great information. Question: Do I need to list my ex-spouse on my FERS retirement application if we were married
“The question is the following: My wife and I are both federal employees. I will retire before her. Upon my death, she will receive a
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
How to plan TOGETHER for a successful retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
Now that we’re in February, we’re going to call this episode “the love episode”—and there’s no love like survivor benefits. So today, Micah and Tammy
“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
Learn more about the things that can sabotage your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you
“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65
How to protect and prepare your loved ones for unexpected life events. Listen to the Full Episode: Enjoy the show? Use the Links Below to
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we
“I have two questions about social security. I am 61 and my wife is 58. Let’s say my wife files for social security at age
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to professional for all things Social Security benefits. With over 40 years as a financial journalist and a CFP® designation,
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
Welcome to the Plan Your Federal Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensure you
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“Hello. Thank you for providing such informative information. I am a widow benefit; at age 60 if I retire and can later switch to my
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
I read the $1,000.00 example that you write and 50% of 1K is 500.00 a month for my wife. That makes sense and I understand.
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
“What happens to a surviving spouse if an employee dies while working, but that employee was also in the process of buying back military time?
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“Thank you very much for the great information. Question: Do I need to list my ex-spouse on my FERS retirement application if we were married
“The question is the following: My wife and I are both federal employees. I will retire before her. Upon my death, she will receive a
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
How to plan TOGETHER for a successful retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
Now that we’re in February, we’re going to call this episode “the love episode”—and there’s no love like survivor benefits. So today, Micah and Tammy
“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
Learn more about the things that can sabotage your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you
“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65
How to protect and prepare your loved ones for unexpected life events. Listen to the Full Episode: Enjoy the show? Use the Links Below to
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we
“I have two questions about social security. I am 61 and my wife is 58. Let’s say my wife files for social security at age
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to professional for all things Social Security benefits. With over 40 years as a financial journalist and a CFP® designation,
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
Welcome to the Plan Your Federal Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensure you
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“Hello. Thank you for providing such informative information. I am a widow benefit; at age 60 if I retire and can later switch to my
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
I read the $1,000.00 example that you write and 50% of 1K is 500.00 a month for my wife. That makes sense and I understand.
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
“What happens to a surviving spouse if an employee dies while working, but that employee was also in the process of buying back military time?
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“Thank you very much for the great information. Question: Do I need to list my ex-spouse on my FERS retirement application if we were married
“The question is the following: My wife and I are both federal employees. I will retire before her. Upon my death, she will receive a
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
How to plan TOGETHER for a successful retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
Now that we’re in February, we’re going to call this episode “the love episode”—and there’s no love like survivor benefits. So today, Micah and Tammy
“I am a widow of a retired service member and receive military survivor annuity and VA pension based on my husband’s service connected death. I
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
Learn more about the things that can sabotage your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
When it comes to retirement, there is an overwhelming amount of incomplete or incorrect information on the internet purported as fact. The truth is, you
“Mr. Shilanski, Social Security Survivors Benefit question. I am under the FERS program and I plan to retire late this calendar year. I am 65
How to protect and prepare your loved ones for unexpected life events. Listen to the Full Episode: Enjoy the show? Use the Links Below to
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
It’s the little details that can really trip you up, so Tammy and Micah share specific areas and situations they’ve noticed clients having trouble with
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
When we consider retirement, most of us think about this chapter in our lives as a positive time—and it can be, as long as we
“I have two questions about social security. I am 61 and my wife is 58. Let’s say my wife files for social security at age
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Mary Beth Franklin is our go-to professional for all things Social Security benefits. With over 40 years as a financial journalist and a CFP® designation,
Today Micah and Tammy are opening up the mailbag to answer your most burning questions about federal retirement. A few people wrote in asking about
Welcome to the Plan Your Federal Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensure you
“My strategy is to leave my TSP untouched and “will” it to my spouse” – Mike As Financial Advisors who work with Federal Employees, we
“Hello. Thank you for providing such informative information. I am a widow benefit; at age 60 if I retire and can later switch to my
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when