FERS Federal Fact Check – Tax Cuts and Jobs Act as a Federal Employee
As a Federal Employee, how will the passing of the Tax Cuts and Job Act impact you? This is a great time of year in which most FERS employees are thinking about Federal Income Taxes. However, what I find is that most people are busy thinking about LAST years taxes instead of taking a few […]
Q&A The Difference Between Postponed and Deferred Retirement
Q&A The Difference Between Postponed and Deferred Retirement Hi. I’m Micah Shilanski from Plan Your Federal Retirement. Welcome to our video. We just finished teaching two days of federal benefits classes. They were eight hours a day, and we had a lot of great questions that came up, so we thought we’d share one of […]
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New Book on CSRS Voluntary Contributions Program
The Best Kept Secret in CSRS eBook Only $7.97 Available for Instant Download CSRS and CSRS Offset Federal Employees have a unique benefit called the CSRS Voluntary Contributions Program. The big deal with the CSRS VCP is that you can use it to max-fund a Roth IRA. But not very many people have heard of it. […]
Federal Retirement Pension Reductions
When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal employees in retirement. Most federal employees will be affected by at least three reductions. Let’s take a closer look at the most common reductions to your federal pension… Reduction #1) […]
CSRS VCP to Roth IRA
CSRS Voluntary Contributions Transfer to a Roth IRA While the CSRS VCP program was originally designed to allow CSRS to put more money in and buy an additional retirement annuity, the big deal about the CSRS VCP program these days is that you can use it to max-fund a Roth IRA. This is a fantastic […]
Financial Planner for Federal Employees
Micah Shilanski, CFP® Micah Shilanski is a CERTIFIED FINANCIAL PLANNER™ professional who specializes in helping federal employees get the most out of their federal retirement benefits. What is Different about Micah? Micah has unique experience in federal retirement benefits. Micah teaches FERS pre-retirement classes. But he more importantly – as a financial planner for federal […]
FERS Retirement Eligibility
“When Am I Eligible to Retire?” There are many different sets of rules for FERS retirement eligibility. Many federal employees start planning their retirement by calculating their pension. But before you try to calculate your FERS pension – the first question to ask yourself is “Am I eligible to retire?” What age? …And how much […]
Your FERS MRA (Minimum Retirement Age)
You need to know your FERS MRA to find out if you are eligible for different types of FERS retirement. Your Minimum Retirement Age will range between 55 and 57, depending on the year you were born. Take a look at the list below to find your MRA for FERS Retirement… Choose the year you were […]
FERS Immediate Retirement
Sometimes this is simply called regular FERS Retirement or Voluntary Retirement. FERS Immediate Retirement is the most common type of retirement under the Federal Employee Retirement System (FERS). You are eligible for an immediate voluntary FERS Retirement if you have the right combination of age and years of creditable service. There are three combinations of […]
FERS Retirement 62 and 20 Bonus
FERS Retirement with 10% Bonus:Higher Pension for Age 62 & 20 Years Some people who qualify for regular FERS retirement will also qualify for a special 10% bonus. If you retire with at age 62 (or older) and with at least 20 years of creditable service – your pension gets a 10% bonus. Your FERS […]
FERS Supplement
Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to retire before age 62 – but it’s so unknown, it’s practically a secret. The FERS Supplement is also called the Special Retirement Supplement or SRS. It is designed to help bridge […]