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Your FERS MRA (Minimum Retirement Age)

You need to know your FERS MRA to find out if you are eligible for different types of FERS retirement.

Your Minimum Retirement Age will range between 55 and 57, depending on the year you were born. Take a look at the list below to find your MRA for FERS Retirement…


Choose the year you were born to find your MRA

Year you were born……Your MRA is

  • Born Before 1948…….55
  • Born in 1948…………….55 and 2 months
  • Born in 1949…………….55 and 4 months
  • Born in 1950…………….55 and 6 months
  • Born in 1951…………….55 and 8 months
  • Born in 1952…………….55 and 10 months
  • Born in 1953-1964…..56
  • Born in 1965…………….56 and 2 months
  • Born in 1966…………….56 and 4 months
  • Born in 1967…………….56 and 6 months
  • Born in 1968…………….56 and 8 months
  • Born in 1969…………….56 and 10 months
  • Born in 1970…………….57
  • Born after 1970………..57

Examples of FERS MRA

Once you know your MRA, then you’ll want to determine the day your reach your MRA. Let’s look at a few examples.

If you were born on 6/1/1965, your FERS MRA is age 56 and 2 months. You will reach your MRA on 8/1/2021.

But if you were born on 6/1/1960, your MRA is age 56. You reached your MRA on 6/1/2016.

Another example, if you were born on 6/1/1950, your MRA is age 55 and 6 months. You reached your MRA on 12/1/2005.

“I Know My MRA, Now What?”

Reaching MRA alone is not enough to qualify you for retirement. To be eligible for FERS retirement, you must meet a combination of age and years of service requirements.

Once you know your MRA, the next step is to understand the different types of FERS retirement rules. Some rules involve your MRA – so it’s important to know your FERS MRA. But other retirement rules revolve around fixed ages like age 60 and age 62.

If you already know a bit about FERS Retirement – Click here to learn more about the specific types FERS eligibility rules for retirement.

But if you’re just starting to learn about federal retirement – click here to go to our main overview page about FERS Retirement.

Thinking about Your Retirement?

Federal retirement rules are complex. There’s a lot of moving parts and pieces and it’s important to make sure you’re not missing anything. Above all, it’s important to understand all of your options *before* you separate for service.

If you’re thinking about retirement – you’ll want to sign up for our monthly E-Zine Newsletter.  Each month we send out a new and original article on important concepts that will help you plan your federal retirement.

Sign up for our Monthly E-Zine Newsletter:

FERS Federal Retirement Fact Check
by Micah Shilanski, CFP®

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