Department of Interior Employees
Answering Retirement Questions If you have questions about your retirement from Federal Service, we can help! Our FERS Federal Fact Check for Federal Employees who work with the Department of Interior and respective bureaus like NPS, USFWS, NOAA, IHS, BIA, and USGS helps shed light on complex, tough questions that Federal Employees have. We gather […]
Ep #4: Looking at Insurance in Retirement
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode, they will be discussing the different insurance options you have as a federal employee and how to keep that health insurance into retirement. It’s so important to understand your benefits […]
Ep #3: Other Income
When you retire, it’s not just about having the time to do everything that you want to do—it’s also about having the money to make these dreams come true. So in this episode, Tammy and Micah will be focusing on the “other incomes” that you have access to and discussing the important decisions surrounding these […]
Ep #2: What’s NOT On Your Retirement Estimate?
To have a comfortable and enjoyable retirement, you need a financial safety net to fund it all. So when you are planning for the rest of your life, how much money are you actually going to have? Today Micah and Tammy are discussing retirement estimates and how to accurately calculate what your pension will be. […]
Ep #1: What’s On Your Retirement Estimate?
Welcome to the Plan Your Federal Retirement Podcast, where Certified Financial Planner Micah Shilanski and Principal Retirement Specialist Tammy Flanagan come together to ensure you are making informed decisions as you plan for your retirement. Each week, you will hear them share the unique financial planning considerations that federal employees have that may not be […]
FERS Retirement Questions? Videos with Answers!
Do you have FERS Retirement Questions? You’re not alone. Federal retirement benefits are complex. Micah Shilanski, CFP®, is a financial planner who specializes in helping Federal Employees get the most out of their benefits. Micah has seen the mistakes people (and even some professionals!) make – and he wants to help you avoid them. Over […]
“Should I start my Social Security at age 62 when my FERS Supplement Stops?”
If you were eligible to retire from the Federal Government as a FERS Employee and receive a FERS Supplement, then you are probably aware that the supplement will cease when you turn age 62. The reason that the FERS Supplement stops at age 62 is that that is the first time that you are […]
FFFC: Are HSA Plans Use or Lose?
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided us with a unique insight into questions that are often times top of mind for Federal Employees. When Federal Employees ask us questions we take note of them. Often, we […]
Using TSP to Pay Off Your Mortgage
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided us with a unique insight into questions that are often times top of mind for Federal Employees. When Federal Employees ask us questions we take note of them. Often, we find […]
FEHB in Retirement
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that federal employees have. If you do not think so, ask anyone who does not have FEHB, they will be happy to tell you how great your FEHB insurance is. One […]
FERS Federal Fact Check: Deferred v. Postponed Retirement for FERS
Are Postponed and Deferred Retirement the same? Recently, when we met with a group of Federal Employees under the FERS system, they used the words “deferred” and “postponed” interchangeably to talk about electing to retire before they had reached their Minimum Retirement Age (MRA). A deferred and a postponed retirement under FERS are N-O-T the […]
Understanding Your FERS Retirement
When we talk about your FERS Retirement, we’re really talking about several different benefits. FERS (Federal Employees Retirement System) has three main components: Basic FERS Retirement Pension Social Security Thrift Savings Plan (TSP) Your FERS pension and Social Security will be fixed dollar amounts. But the money you get from your TSP will depend on […]
