Follow Up Friday – Retiring In December vs. January
Action items for maximizing your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
Action items for maximizing your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
How to properly plan for the day of your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and
FERS Retirement Information The Federal Employee Retirement System (FERS) is one of the most comprehensive (and sometimes complicated!) retirement programs to navigate. Your benefits as
What is my FERS contribution? Depending on your start date, your contribution will be either be 0.8%, 3.1%, or 4.4% to FERS. The chart below
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“My husband wants to retire and he has been at the USPS and was always told he gets 60% of his basepay and the more
Action items for maximizing your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
How to properly plan for the day of your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and
FERS Retirement Information The Federal Employee Retirement System (FERS) is one of the most comprehensive (and sometimes complicated!) retirement programs to navigate. Your benefits as
What is my FERS contribution? Depending on your start date, your contribution will be either be 0.8%, 3.1%, or 4.4% to FERS. The chart below
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“My husband wants to retire and he has been at the USPS and was always told he gets 60% of his basepay and the more
Action items for maximizing your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
How to properly plan for the day of your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and
FERS Retirement Information The Federal Employee Retirement System (FERS) is one of the most comprehensive (and sometimes complicated!) retirement programs to navigate. Your benefits as
What is my FERS contribution? Depending on your start date, your contribution will be either be 0.8%, 3.1%, or 4.4% to FERS. The chart below
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“My husband wants to retire and he has been at the USPS and was always told he gets 60% of his basepay and the more
Action items for maximizing your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
How to properly plan for the day of your retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
With more retirement planning and with every year that retirement gets closer, the question is often asked, “What day is best to retire?” Tammy and
FERS Retirement Information The Federal Employee Retirement System (FERS) is one of the most comprehensive (and sometimes complicated!) retirement programs to navigate. Your benefits as
What is my FERS contribution? Depending on your start date, your contribution will be either be 0.8%, 3.1%, or 4.4% to FERS. The chart below
How is my benefit calculated? In order to calculate your FERS pension, you will need to know your creditable years of service as well as
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“My husband wants to retire and he has been at the USPS and was always told he gets 60% of his basepay and the more
Advisory services offered through Shilanski & Associates, Inc., an Investment Adviser doing business as “Plan Your Federal Retirement”. Plan Your Federal Retirement is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site if for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Please review our Customer Relationship Summary (Form ADV Part 3) for important information about our services and fees.
Opinions expressed herein are solely those of Shilanski & Associates, Incorporated, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and no representations are made by our firm as to other parties, informational accuracy, or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
Content provided herein is for informational purposes only and should not be used or construed as investment advice or recommendation regarding the purchase or sale of any security. There is no guarantee that any forward-looking statements or opinions provided will prove to be correct. Securities investing involves risk, including the potential loss of principle. There is no assurance that any investment plan or strategy will be successful.
Furthermore, we may utilize artificial intelligence (AI) technologies occasionally to enhance the user experience and improve the efficiency of our services online. The use of AI is designed to support operational activities and is carefully supervised and monitored by our staff to ensure accuracy and compliance with applicable regulations.
Copyright © 2025 Shilanski & Associates, Inc.
We have had hundreds of federal employees ask us to discuss the TSP more in-depth so that they can stop “emotionally trading” their accounts.
That is why we created this guide with the most important considerations you need to make when using your TSP as a retirement savings account.