Answering listener questions on COLA, employee pay raises, and more. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe: ...Read More
The Federal Employee Retirement System (FERS) is one of the most comprehensive (and sometimes complicated!) retirement programs to navigate.
Your benefits as a FERS Employee are PACKED full of opportunities for retirement income planning, investing, health care, life insurance, long-term care insurance, survival benefits, and more!
It can be a lot to understand your benefits by themselves, let alone how they fit into your overall financial plan.
That is why Plan Your Federal Retirement works to educate Federal Employees on their benefits and how those benefits play into your greater financial plan.
We do not just tell you what your benefits are but, instead, what they mean! This way, when you’re ready to make “Big Life Decisions,” you can take the time to do the research and feel more educated about the decisions you’re making.
Here are some of the topics we will provide you with information on:
Oh, and while you are here, do not forget to sign up for our FERS Federal Fact Check. We take real questions from Federal Employees throughout the country and explain their benefits, how they work, and what they should watch out for.
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by 10% for the surviving spouse
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to as the full, normal, or
What is a Postponed Retirement under FERS? A Postponed Retirement is another alternative option of federal retirement that is similar to the Deferred Retirement option. Both options are for those
What is a Deferred Retirement under FERS? A Deferred Retirement under FERS is an alternative option for a federal employee to receive a pension then from the traditional Immediate Retirement
Get the most out of your federal retirement benefits by taking advantage of the FERS resources created by Micah Shilanski, CFP®, and the team of independent financial advisors at Shilanski & Associates, Inc. Join the thousands of federal employees who trust us to guide them in their retirement planning journey because of our unique perspective of how your FERS benefits contribute to your comprehensive financial plan.
7 CLASSIC RETIREMENT MISTAKES Federal Employees Make