Ep #63: When Your TSP is Down 25%

TSP when the markets are down

Listen to the Full Episode: There are a couple of times a year when it’s really important to have clients come in and review things. As we move into the fall/winter season, this is one of those times for both Micah and today’s guest, Christian Sakamoto. Today Christian and Micah talk about some of the […]

Is FERS Supplement subject to SS Earnings Test?

Is FERS Supplement subject to SS Earnings Test?

“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. Underestimating retirement income can be detrimental to your wealth. Imagine if you retired, carefully planning for your go-go years and beyond, only to realize six or seven months in that you […]

Changing the Distribution of your TSP

“I retired as a FERS employee at age 56 with over 32 years of service. Upon retirement, I chose to withdraw $2000 per month from my TSP account. Here’s my question: I don’t need $2000 per month to pay my expenses given that I have a retirement annuity and other income. Can I change the […]

Ep #56: Moving Investments Into Your TSP

Listen to the Full Episode: Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding this lately. Listen in as Micah and Tammy bring up some of the most common questions and dive into what you need to know in order to make solid decisions […]

ROTH IRA Contribution or Conversion?

Roth IRA

“I watched the very helpful video on ROTH IRA conversions. I will be retiring by the end of 2022 and I do not have any funds in the Roth TSP, but all funds have been in the traditional TSP. In hindsight, that was probably not a good idea. I am now wondering if there is […]

Find Out How Much I Will Receive?

retirement income

“Is there a way, I can find out how much I will receive at retirement and when I can collect? I worked 24 years, but I don’t know my high three. I’m currently 53, and am not sure if I can stop collecting at 60, or 62. Or if I should wait until I fully […]

TSP Beneficiary is a Trust

TSP Beneficiary

“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for taxes? If so would it be better to have my spouse named beneficiary? It is going to the trust now, mainly for the reason that if we both pass, then […]

What Happens If You Make a Mistake On Your TSP Withdrawal Form

What happens if you make a mistake on your TSP withdrawal form?

“If I erroneously select an annuity from the TSP instead of a withdrawal from it, can I reverse that option? Thanks.” – Orlando. Listen, we LOVE the Thrift Savings Plan (TSP) at Plan Your Federal Retirement. We think that the TSP is one of the best defined contribution plans we have seen. There are so […]

TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

TSP Roth IRA $10,000 Question about Like-Kind Direct Transfer

“I am a retired FERS federal employee (age 65). I just watched your episode about a “like kind direct transfer” of tsp funds to an IRA, and then the subsequent transfer from the newly opened IRA to a newly opened ROTH IRA. My question: Using your example amount, if I transferred $10,000 from the newly […]

Ep #43: TSP Withdraw Plans

TSP Withdraw Plans

Sometimes we get so caught up on end-of-the-year stuff that things can easily be missed or slip by us if we’re not careful. Tammy and Micah thought through what some of these things might be and came up with a list that will help you plan ahead when it comes to the TSP in particular. […]

Ep #35: Social Security, COLA, TSP

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They’ll be sharing how those two things work together, as well as how you can plan for them to serve you best. Listen in to learn how COLA works with Social […]

Ep #34: COLA vs. Pay Increase

Many people are under the wrong impression when it comes to retirement, COLA, and pay increases. Once the numbers are run, things are rarely as rosy as they may have seemed during planning. So today, Micah and Tammy will be addressing this and a few other additional misconceptions people have when planning their retirement. Listen […]

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