FERS Eligibility

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“I am currently age 32 (a bit away from retirement) and I have been with USPS for 6.5 years now. It says you are fully vested in FERS after 10 years, but I don’t think I will retire with the USPS. If I were to wait for the 10 years before separating from USPS, would I still be entitled to that FERS going into retirement later on? Or what would my options be? The vesting after 10 years might make it worth it for me to stay, but if I’m not going to see any of that money down the road then I may be leaving sooner than that.” – Derek.

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