Some Federal Retirement Benefits Give You a Head Start

FEHB and Medicare

Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one of the most complex benefits systems around.  But I believe that you also have one of the best.  And there are a few federal retirement benefits that really do give […]

Investing for Retirement

investing for retirement

Learn about ‘Buckets of Money’ When you’re investing for retirement, it’s easy to get caught up in all of the details.  Most federal employees make investment decisions on an account-by-account basis. But is that really the best idea? Before you get caught up in making specific investment choices – you need to take a step […]

Your Retirement Savings

How Much Money Should be in Your ‘Cash Bucket’? Thinking about your retirement savings and investing for retirement?  You should consider putting some of your retirement savings into your ‘Cash Bucket’. Your ‘Cash Bucket’ is the first and most important of your three ‘Buckets of Money’ when it comes to investing for retirement.  But it’s […]

Your Retirement Savings and the 4 Phases of Your ‘Cash Bucket’

The amount of retirement savings you need in your ‘Cash Bucket’ will change as your fixed income changes in retirement.  If you’re not familiar with the ‘Cash Bucket’ or ‘Buckets of Money’ – you might find it helpful if you start by visiting our page explaining the ‘Buckets of Money’ concept first. There are four different phases […]

Military Buyback 101

military buyback 101

Military Buyback for Federal Retirement Getting ready for federal retirement? Could a military buyback towards your federal creditable service make sense for you? Lots of Federal Employees have had prior military service. When we talk about buying back military time in my federal retirement classes – most federal employees want to know, “Does it make […]

Your Federal Pension Check

Your Federal Pension Check

Be prepared! Your Federal Pension check is usually delayed.  Even if you have turned in all of your paperwork on time – in does not guarantee that you will immediately receive your Federal retirement check. How Long Before I Get My First Retirement Check? In my experience, most Federal Employees will not receive their first […]

FERS Disability Retirement

FERS Disability Retirement

FERS Disability Retirement You may be eligible for a FERS Disability Retirement at any age if you… Have at least 18 months of creditable FERS service You became disabled while performing your government job You can prove that the disability will last longer than one year Your agency certifies that they are not able to […]

Thank You for Subscribing Ezine

investing for retirement

In an hour or two, you’ll receive an e-mail welcoming you to Federal Retirement Planning. It will also ask you to confirm your subscription. Why? To make sure that no one subscribed your e-mail address without you knowing about it. Once you confirm your subscription, you will get access to the FREE Special Report: “Don’t Miss […]

FERS Federal Fact Check – TSP taking money out

TSP – “I can take my money out, however I want to in retirement!” Hi, I’m Micah Shilanski from Plan Your Federal Retirement. Welcome to the FERS Federal Fact Check.  I want to talk about everyone’s favorite savings plan…the Thrift Savings Plan (TSP)! I love the TSP for accumulation. I think it’s one of the […]