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Ep #36: Medicare Advantage Within and Outside of FEHB

At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and it opens up a few more options. There are a lot of rumors about Medicare that go around (some true, some not true), so facing plan changes and all the […]

Ep #35: Social Security, COLA, TSP

Today, Micah and Tammy are picking up where they left off in the last episode and discussing Social Security COLA and your TSP COLA. They’ll be sharing how those two things work together, as well as how you can plan for them to serve you best. Listen in to learn how COLA works with Social […]

Ep #34: COLA vs. Pay Increase

Many people are under the wrong impression when it comes to retirement, COLA, and pay increases. Once the numbers are run, things are rarely as rosy as they may have seemed during planning. So today, Micah and Tammy will be addressing this and a few other additional misconceptions people have when planning their retirement. Listen […]

Follow Up Friday – Risks in Retirement

Learn what to consider about life expectancy when planning for retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:    

Ep #33: Risks in Retirement

When preparing for retirement, it’s important to plan for flexibility. There are a number of post-retirement risks that can upend the most precisely laid-out retirement plans, and the longer the retirement period grows, the harder it is to be certain you have planned accordingly with your assets. So, in this episode, Micah and Tammy will […]

Contributing to Spousal IRA’s

Total TSP Contribution Table

“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I will maximize my TSP (1/2 Roth and Traditional). Can I contribute to a spousal IRA within TSP. My spouse works part-time and is not able to contribute.” – Jackie Words […]

Ep #32: Retiring In December vs. January

best times to retire

More and more federal employees are thinking about retiring at the end of the year, and while we’ve already gone over the best times to retire, this episode is going to focus on this common aim for retirement and how to get ready for it right now. You’ll learn what you can do to prepare […]

Leaving Federal Service for Private Sector

Leaving Federal Service

I am considering leaving federal civilian employment after 14 years, which includes 8.5 years of military service. I read that I can still draw the annuity and TSP at retirement age if I leave all of my money in place. I also read that I can continue to contribute to the TSP through my new […]