#154 3 Smart TSP Withdrawal Strategies (and One to Possibly Avoid)
Listen to the Full Episode: You’ve spent decades building your TSP, but how you take money out in retirement can be just as important as how you saved it. In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, breaks down TSP withdrawal strategies federal employees may consider in retirement. He explains how systematic withdrawals […]
#153 Why Your Will Isn’t Enough: Estate Planning Essentials for Federal Employees
Listen to the Full Episode: Estate Planning for Federal Employees: Why a Will Isn’t Enough Estate planning for federal employees involves more than simply writing a will. Federal employees often have retirement benefits, life insurance, and other financial assets that require careful planning to ensure their wishes are followed. Estate planning involves more than […]
#152 How Will You Pay the Bills While OPM Processes Your Retirement
Listen to the Full Episode: Understanding OPM Retirement Processing OPM retirement processing can take time, leaving federal retirees wondering how they will pay their bills while waiting for their retirement benefits. During this period, managing everyday expenses, mortgage payments, and other financial obligations can become challenging. Retirement changes more than where you spend your […]
#151 Should You Change Your Social Security Strategy Because of the News?
Listen to the Full Episode: Why Your Social Security Strategy Matters Social Security strategy is an important part of retirement planning, but should you change yours because of the latest news? Headlines about Social Security benefits, government policies, and potential changes to the program can cause uncertainty for retirees and people approaching retirement. Most […]
#150 Why Your Retirement Plan Might Fail
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine long-term success: cash flow. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down a common, […]
#149 Are You Letting Headlines Control Your Retirement Decisions?
Listen to the Full Episode: Are your retirement decisions based on your own goals, or are they influenced by headlines, ads, and market noise? In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Floyd Shilanski, Managing Partner and Wealth Advisor, explain how outside influences like […]
#148 Are You Missing These Tax Savings? Charitable Strategies Explained
Listen to the Full Episode: Charitable giving can play an important role in retirement, and the way you give can have a big effect on your taxes. In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, share practical strategies to help federal employees make their charitable contributions more […]
#147 Does market timing always work?
Listen to the Full Episode: In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down one of the most common and potentially costly investment questions federal employees ask: “Should I wait for the market to drop before investing?” They walk […]
#146 The COLA Mirage: Why Inflation Is Quietly Shrinking Your Retirement
Listen to the Full Episode: Inflation doesn’t always show up loudly, and for many federal employees and retirees, the biggest danger is assuming COLA will protect their retirement income. In this episode of the Plan Your Federal Retirement podcast, Micah Shilanski, Managing Partner, Wealth Advisor, and Luke Eberly, Wealth Advisor, break down the “COLA […]
#145 Longevity vs. Living Today: The Retirement Balancing Act You Should Know
Listen to the Full Episode: Retirement isn’t just about making your money last, it’s about using it wisely while you still can. In this episode of the Plan Your Federal Retirement podcast, Micah Shilanski, Managing Partner, Wealth Advisor, is joined by his father, Floyd Shilanski, Managing Partner, Wealth Advisor, to unpack one of the […]
#144 Finish 2025 Strong, Start 2026 Smarter: Federal Retirement Planning
Listen to the Full Episode: As the year closes, federal employees can’t afford to miss critical planning opportunities that protect their retirement and avoid costly mistakes. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Wealth Advisor, and Luke Eberly, Wealth Advisor, break down real-world, end-of-year action items they are actively […]
#143 Tax-Saving Strategies for the Year-End: What You Need to Do Now
Listen to the Full Episode: A year-end retirement review can be a valuable step for federal employees who want to better understand their benefits and financial positioning heading into the new year. In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, and Floyd Shilanski, Managing Partner and Wealth Advisor, discuss key planning areas […]