What Should You Do If a “Virus Alert” Pops Up and Asks You to Call?
Real Question from a Federal Employee Question from many federal employees: “I received a pop-up on my computer saying my device was infected and I needed to call a support number right away. It looked official. What should I do?” Fraud does not always look like fraud at first. Sometimes it looks like a message […]
Should You Trust AI With Your Social Security Decision?
Artificial intelligence is everywhere. You can ask a chatbot almost any question and get an answer in seconds. Questions like: When should I take Social Security? Should I claim benefits at age 62? Will Social Security still be there when I retire? Is it better to wait until age 70? The answers come quickly. The […]
#151 Should You Change Your Social Security Strategy Because of the News?
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine long-term success: cash flow. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down a common, […]
The 4 Retirement Risks That Never Go Away
Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his “living trust is not a beneficiary. “ What do I do? He obviously submitted forms designating the trust a beneficiary since it’s listed? -Thanks Bob Many federal employees spend years […]
Did You Just Inherit a Tax Problem?
Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his “living trust is not a beneficiary. “ What do I do? He obviously submitted forms designating the trust a beneficiary since it’s listed? -Thanks Bob When a loved one passes […]
#150 Why Your Retirement Plan Might Fail
Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine long-term success: cash flow. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down a common, […]
TSP Beneficiary Discrepancy? What to Do Next
Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his “living trust is not a beneficiary. “ What do I do? He obviously submitted forms designating the trust a beneficiary since it’s listed? -Thanks Bob If you’re within 5–10 years […]
#149 Are You Letting Headlines Control Your Retirement Decisions?
Listen to the Full Episode: Are your retirement decisions based on your own goals, or are they influenced by headlines, ads, and market noise? In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Floyd Shilanski, Managing Partner and Wealth Advisor, explain how outside influences like […]
FERS Paperwork Lost or Delayed? Steps to Get Back on Track
Real Question from a Federal Employee I submitted a FERS application last year but then became ill and could not follow up. I did receive a response with additional questions but could not reply. I am recovering and now do not have any of the paperwork anymore. What can I do to get my application […]
#148 Are You Missing These Tax Savings? Charitable Strategies Explained
Listen to the Full Episode: Charitable giving can play an important role in retirement, and the way you give can have a big effect on your taxes. In this episode, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, share practical strategies to help federal employees make their charitable contributions more […]
Can a 401(k) Contribution Save Your FERS Supplement?
Real Question from a Federal Employee Question 1705 from Sallie: I have a question about the FERS Supplement. I am going to retire from the BOP in 2027 at age 58. In 2028, I plan to get another job until age 62. I understand there is a earnings test for additional income. I believe it […]
#147 Does market timing always work?
Listen to the Full Episode: In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke Eberly, Wealth Advisor, break down one of the most common and potentially costly investment questions federal employees ask: “Should I wait for the market to drop before investing?” They walk […]