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#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of your Federal Employee Retirement System benefits, Social Security, and Thrift Savings Plan is essential for a smooth transition into retirement. Learn how to manage your TSP investments, explore effective withdrawal […]

High-3 Calculation Confusion: Different Work Periods And FERS Multipliers

Hi. I have congressional experience and a break in service and I have just retired to the executive branch and I was wondering how the high 3 is calculated when I have 2 different 2 different work periods and different multipliers because congressional service when I was there was a 1.7 % multiplier anyway, if […]

#109 How Does Retirement Income Work – A Roadmap To Financial Freedom

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream?  Understanding your spending goals and determining your net income is not just crucial, it’s the key to managing your cash flow during retirement. Whether it’s Social Security benefits, pensions, or your Thrift Savings Plan, knowing how to […]

Can You Access Your FERS Supplement Right After Retirement?

I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not think that I will be eligible for SRS until may 27th, but then I filed for my retirement the first part of April and when my retirement Counselor called, she […]

#108 Federal Finances: Navigating Retirement Prep

Listen to the Full Episode: Join Tammy and Micah, seasoned federal retirement experts, as they share their insights on navigating retirement preparation, avoiding common mistakes with OPM, and ensuring a smooth transition from federal service.   Learn about the importance of accurate record-keeping, the need for correct dates and service credibility, and how to involve […]

#107 Burning Sick Leave: Managing Sick Leave Usage Near Retirement

Listen to the Full Episode: Are you nearing retirement and wondering how to manage your sick leave best? Join Tammy and Micah in this insightful episode of the Plan Your Federal Retirement podcast as they dive deep into the intricacies of using sick leave to optimize your federal retirement benefits. In this episode, Tammy and […]

#106 How Much Should You Leave To Your Beneficiary

Listen to the Full Episode: Are you confident your loved ones will be financially secure when you’re gone? Have you ever wondered what happens to your assets when you pass away? Do you have a will, durable power of attorney, and advanced healthcare directives? These are not just legal documents, they are your peace ofmind, […]

Survivor Benefit Plan: Does Spousal Age Difference Affect Your Benefits?

I read the $1,000.00 example that you write and 50% of 1K is 500.00 a month for my wife. That makes sense and I understand. My Q is my spouse is 12 yrs YOUNGER than I am. Does the Age difference make a difference in the SBP cost? – Albert  Understanding how survivor benefits work, […]

When To Start The Process To Retirement?

When To Start The Process To Retirement?

I’m planning to retire December 31, 2025; I will have 10 years and 8 months. When should I start the process? – Angelia https://youtu.be/oZS4cyl1JtM Planning for retirement involves multiple steps, and timing is crucial. Angela, one of our readers with over ten years of federal service, plans to retire in December 2025 and asked when […]

#105 Demystifying FERS Retirement Calculators

#105 Demystifying FERS Retirement Calculators

Listen to the Full Episode: Federal employees can use various calculators to estimate their FERS benefits, but accurate documentation and proper completion of estate planning documents are crucial for retirement planning! Missing or incomplete information can lead to unexpected consequences, so seeking help from HR or knowledgeable individuals is essential. In this episode, Micah and […]