#105 Demystifying FERS Retirement Calculators

#105 Demystifying FERS Retirement Calculators

Listen to the Full Episode: Federal employees can use various calculators to estimate their FERS benefits, but accurate documentation and proper completion of estate planning documents are crucial for retirement planning! Missing or incomplete information can lead to unexpected consequences, so seeking help from HR or knowledgeable individuals is essential. In this episode, Micah and […]

Withdrawing From TSP Without Paying The Penalty, is it Possible?

Withdrawing From TSP Without Paying The Penalty, is it Possible?

I am eligible to retire from fed service at 57 1/2. I will have 36 years of service. I plan on using my TSP to supplement my retirement. I cant seem to find a straight answer on withdrawing my money prior to 59 1/2 without paying the 10% penalty. Some sites say I can access […]

#104 Optimizing The TSP For Retirement

#104 Optimizing The TSP For Retirement

Listen to the Full Episode: Are you seeking clarity on TSP strategies? Join us on our latest podcast episode, where Christian and JT decode the complexities of TSP investments. From cracking the complexities of TSP investment options, including the G, F, C, S, and I funds, to unraveling the benefits of dollar-cost averaging, this episode […]

Moving TSP Money to G Fund – Here is What You Need To Know

Moving TSP Money to G Fund - Here is What You Need To Know

I am 8 years from retirement and currently invested 100% in the C fund. When should I start moving money to the G fund and should it be based on a percentage of my current balance, or should I base it on how many years of withdrawals I want to protect once fully retired i.e. […]

#103 Don’t Replace Your Expenses in Retirement

#103 Don’t Replace Your Expenses in Retirement

Listen to the Full Episode: Are you ready to take control of your retirement finances? Your current spending habits could shape your future retirement lifestyle more than you realize. Join Micah and Tammy in this episode as they discuss the critical aspects of retirement planning. Learn why aligning pre-retirement income with post-retirement needs is crucial […]

#102 Key Things Advisors Wish Their Clients Knew

#102 Key things Advisors Wish Their Clients Knew

Listen to the Full Episode: It is time to discuss retirement planning, cash flow management, and potential retirement expenses! In this special episode, Micah leads a discussion with Floyd Shilanski, RCF®, a team of seasoned advisors,Christian Sakamoto, CFP®, and JT Ferrin, CFP®, to uncover the crucial aspects of retirement planning that are often overlooked.  Let’s […]

Military to Civilian Transition

Military to Civilian Transition

Hello, I appreciate your videos very much. I am active duty and retiring next year, intending on becoming a GS employee. Can you do one on the military to civilian transition with regards to TSP and other issues, besides buying back time? I have both Roth and Traditional military accounts, and I assume they will […]

#101 Secure Your Retirement with the Thrift Savings Plan

#101 Secure Your Retirement with the Thrift Savings Plan

Listen to the Full Episode: Are you ready to embark on a journey towards a secureretirement? Join our experts, Micah and Tammy, as they analyze advanced retirement strategies to help you achieve financial security in your golden years. From understanding the critical importance of tax planning to maximizing your TSP benefits and optimizing retirement income, […]

How do I Calculate My High-3?

How do I Calculate My High-3?

How do I calculate my high three? I was a FERS employee from 1991-2000 then returned to FERS in 2022. I am 58 with a total of 23 years of credible FERS retirement because I did a military buy back of my active duty time (I retired from the Army Reserve). I know I will […]

#100 Retirement Real Talk: Honest Conversations About Life After Work

#100 Retirement Real Talk: Honest Conversations About Life After Work

Listen to the Full Episode: Are you ready to retire? Have you considered the emotional part of this journey? Are you and your spouse on the same page about your golden years and have the same expectations? Let’s discuss long-term plans, the difficult situations that life can bring, and the importance of ensuring you enjoy […]

Federal Pension – A Guide for Former Federal Employees

Federal Pension - A Guide for Former Federal Employees

I worked for the federal government from 1995 to 2000. I turn 62 in 2024. I spent my entire federal career at Nevada. I live there now. I approached that office to ask when I should begin my application for a federal pension and which office to send the required documentation to. Human resource staff […]