FERS Retirement Planning

#152 How Will You Pay the Bills While OPM Processes Your Retirement

Listen to the Full Episode: Retirement changes more than where you spend your time, it also changes how and when your income arrives. This

What Should You Do If a “Virus Alert” Pops Up and Asks You to Call?

Real Question from a Federal Employee Question from many federal employees: “I received a pop-up on my computer saying my device was infected and I

How Much Do You Really Need to Retire?

Retirement headlines often focus on one big number. You may read that you need $1 million, $1.5 million, or even $2 million before you can

Should You Trust AI With Your Social Security Decision?

Artificial intelligence is everywhere. You can ask a chatbot almost any question and get an answer in seconds. Questions like: When should I take Social

#151 Should You Change Your Social Security Strategy Because of the News?

Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine

The 4 Retirement Risks That Never Go Away

Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

Did You Just Inherit a Tax Problem?

Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

#150 Why Your Retirement Plan Might Fail

Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine

TSP Beneficiary Discrepancy? What to Do Next

Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

#149 Are You Letting Headlines Control Your Retirement Decisions?

Listen to the Full Episode: Are your retirement decisions based on your own goals, or are they influenced by headlines, ads, and market noise?

FERS Paperwork Lost or Delayed? Steps to Get Back on Track

Real Question from a Federal Employee I submitted a FERS application last year but then became ill and could not follow up. I did receive

#148 Are You Missing These Tax Savings? Charitable Strategies Explained

Listen to the Full Episode: Charitable giving can play an important role in retirement, and the way you give can have a big effect

Can a 401(k) Contribution Save Your FERS Supplement?

Real Question from a Federal Employee Question 1705 from Sallie: I have a question about the FERS Supplement. I am going to retire from the

#147 Does market timing always work?

Listen to the Full Episode: In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke

What Happens to Your Social Security If You Die Before Claiming?

Real Question from a Federal Employee I have a question regarding social security. I will have the higher benefit and plan on not collecting social

Why Every SF-50 Matters for Your FERS Retirement

When getting ready for federal retirement, many employees pay attention to eligibility dates, pension estimates, and benefit choices. One often missed and potentially expensive problem

Healthy Today, But Should You Still Get Medicare B?

Real Question from a Federal Employee Question 1695 from Swatti: I have FEHB BC/BS Basic plan and have to decide on Medicare Part B. I

#146 The COLA Mirage: Why Inflation Is Quietly Shrinking Your Retirement

Listen to the Full Episode: Inflation doesn’t always show up loudly, and for many federal employees and retirees, the biggest danger is assuming COLA

Does the Earnings Limit Still Apply When Your Supplement Stops at 62?

Real Question from a Federal Employee I’m currently retired from the postal service and have been receiving postal supplements. At the age of 61. I

#145 Longevity vs. Living Today: The Retirement Balancing Act You Should Know

Listen to the Full Episode: Retirement isn’t just about making your money last, it’s about using it wisely while you still can. In this

Does Buying Back Military Time Affect Your CRSC?

Hi, my name is Eric. I am calling because I have a question about buying back my military time. I am retired from the from

#118 TSP Secrets: The Key to Starting Your Year Off Right

Listen to the Full Episode: Are you ready to unlock the secrets to a stronger TSP in 2025? In this podcast episode, Christian and John

Understanding the Impact of Lump Sum Annual Leave on Your FERS Supplement

Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the

#117 The Psychological Impact of Retirement: Preparing for Life After Federal Service

Listen to the Full Episode: Ready for retirement but still trying to figure out what comes after the paycheck? In this podcast episode, Jamie and

TSP to Roth IRA: What Federal Employees Need to Know

I’m 60 years old with 36 years of service. I called the TSP help line and asked if I could roll over money from the

#116 The Strategic Role of Qualified Charitable Distributions in Retirement

Listen to the Full Episode: How can Qualified Charitable Distributions in Retirement help you give strategically and reduce taxes? In this podcast episode, Christian and

Buying Back Military Time and Pension

Hello, I just started federal employment this July. I served Active Duty in the Army for 9 years from 2009 to 2018. In 2018 I

#115 Essential Steps to Secure Your Federal Retirement: What You Need to Know

Listen to the Full Episode: Ready to secure your federal retirement? In this podcast episode, Micah and Christian discuss essential steps to secure your federal

Insurance Coverage And Medicare

Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life

#114 Boost Your Retirement Savings: Understanding FERS Contribution Rates

Listen to the Full Episode: Navigating federal retirement benefits can be complex, but understanding FERS contribution rates is key. These rates determine your eligibility, pension

When do Your Years Stop Counting Towards Your FERS Retirement

“Yes, my name is Marty. I like to know about FERS, if there is a maximum amount of years that I can work and then

#113 Retirement Tax Traps: How to Avoid Surprises in Your Federal Retirement Planning

Listen to the Full Episode: Understanding how to navigate taxes in retirement is crucial for preserving your hard-earned income. From Roth conversions to Qualified Charitable

FERS Part-Time Service: Clarifying the Creditable Service Rules

Yes, my name is Martha, and I tune into as many of your podcasts as I can, for your valuable information, I have a question

#112 Crafting Your 10-Year Tax Plan: How to Reduce Liabilities in Your FERS Retirement

Listen to the Full Episode: Planning for your retirement requires a solid understanding of your options. Discover the best strategies for managing your Thrift Savings

Navigating Earnings Limit and SRS: What Happens When You Turn 62?

If you have a birth month of Jan ro April, and the year you obtain age 61, you exceed the earnings limit, how is that

#111 Rental Property And Estate Planning

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream? Understanding your spending goals and determining your

Understanding the FERS Supplement: Eligibility and Next Steps

FERS supplement annuity. I retired from SSA under the 25 years of service at any age in 2014. I was told I would be eligible

#109 How Does Retirement Income Work – A Roadmap To Financial Freedom

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream? Understanding your spending goals and determining your

Can You Access Your FERS Supplement Right After Retirement?

I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not

#108 Federal Finances: Navigating Retirement Prep

Listen to the Full Episode: Join Tammy and Micah, as they share their insights on navigating retirement preparation, avoiding common mistakes with OPM, and ensuring

#152 How Will You Pay the Bills While OPM Processes Your Retirement

Listen to the Full Episode: Retirement changes more than where you spend your time, it also changes how and when your income arrives. This

What Should You Do If a “Virus Alert” Pops Up and Asks You to Call?

Real Question from a Federal Employee Question from many federal employees: “I received a pop-up on my computer saying my device was infected and I

How Much Do You Really Need to Retire?

Retirement headlines often focus on one big number. You may read that you need $1 million, $1.5 million, or even $2 million before you can

Should You Trust AI With Your Social Security Decision?

Artificial intelligence is everywhere. You can ask a chatbot almost any question and get an answer in seconds. Questions like: When should I take Social

#151 Should You Change Your Social Security Strategy Because of the News?

Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine

The 4 Retirement Risks That Never Go Away

Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

Did You Just Inherit a Tax Problem?

Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

#150 Why Your Retirement Plan Might Fail

Listen to the Full Episode: Most federal employees focus on how much they’ve saved for retirement, but overlook one critical factor that can determine

TSP Beneficiary Discrepancy? What to Do Next

Real Question from a Federal Employee Question 1739 from Bob: My brother passed away and his quarterly tsp statement in the beneficiary summary says his

#149 Are You Letting Headlines Control Your Retirement Decisions?

Listen to the Full Episode: Are your retirement decisions based on your own goals, or are they influenced by headlines, ads, and market noise?

FERS Paperwork Lost or Delayed? Steps to Get Back on Track

Real Question from a Federal Employee I submitted a FERS application last year but then became ill and could not follow up. I did receive

#148 Are You Missing These Tax Savings? Charitable Strategies Explained

Listen to the Full Episode: Charitable giving can play an important role in retirement, and the way you give can have a big effect

Can a 401(k) Contribution Save Your FERS Supplement?

Real Question from a Federal Employee Question 1705 from Sallie: I have a question about the FERS Supplement. I am going to retire from the

#147 Does market timing always work?

Listen to the Full Episode: In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Managing Partner and Wealth Advisor, and Luke

What Happens to Your Social Security If You Die Before Claiming?

Real Question from a Federal Employee I have a question regarding social security. I will have the higher benefit and plan on not collecting social

Why Every SF-50 Matters for Your FERS Retirement

When getting ready for federal retirement, many employees pay attention to eligibility dates, pension estimates, and benefit choices. One often missed and potentially expensive problem

Healthy Today, But Should You Still Get Medicare B?

Real Question from a Federal Employee Question 1695 from Swatti: I have FEHB BC/BS Basic plan and have to decide on Medicare Part B. I

#146 The COLA Mirage: Why Inflation Is Quietly Shrinking Your Retirement

Listen to the Full Episode: Inflation doesn’t always show up loudly, and for many federal employees and retirees, the biggest danger is assuming COLA

Does the Earnings Limit Still Apply When Your Supplement Stops at 62?

Real Question from a Federal Employee I’m currently retired from the postal service and have been receiving postal supplements. At the age of 61. I

#145 Longevity vs. Living Today: The Retirement Balancing Act You Should Know

Listen to the Full Episode: Retirement isn’t just about making your money last, it’s about using it wisely while you still can. In this

Does Buying Back Military Time Affect Your CRSC?

Hi, my name is Eric. I am calling because I have a question about buying back my military time. I am retired from the from

#118 TSP Secrets: The Key to Starting Your Year Off Right

Listen to the Full Episode: Are you ready to unlock the secrets to a stronger TSP in 2025? In this podcast episode, Christian and John

Understanding the Impact of Lump Sum Annual Leave on Your FERS Supplement

Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the

#117 The Psychological Impact of Retirement: Preparing for Life After Federal Service

Listen to the Full Episode: Ready for retirement but still trying to figure out what comes after the paycheck? In this podcast episode, Jamie and

TSP to Roth IRA: What Federal Employees Need to Know

I’m 60 years old with 36 years of service. I called the TSP help line and asked if I could roll over money from the

#116 The Strategic Role of Qualified Charitable Distributions in Retirement

Listen to the Full Episode: How can Qualified Charitable Distributions in Retirement help you give strategically and reduce taxes? In this podcast episode, Christian and

Buying Back Military Time and Pension

Hello, I just started federal employment this July. I served Active Duty in the Army for 9 years from 2009 to 2018. In 2018 I

#115 Essential Steps to Secure Your Federal Retirement: What You Need to Know

Listen to the Full Episode: Ready to secure your federal retirement? In this podcast episode, Micah and Christian discuss essential steps to secure your federal

Insurance Coverage And Medicare

Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life

#114 Boost Your Retirement Savings: Understanding FERS Contribution Rates

Listen to the Full Episode: Navigating federal retirement benefits can be complex, but understanding FERS contribution rates is key. These rates determine your eligibility, pension

When do Your Years Stop Counting Towards Your FERS Retirement

“Yes, my name is Marty. I like to know about FERS, if there is a maximum amount of years that I can work and then

#113 Retirement Tax Traps: How to Avoid Surprises in Your Federal Retirement Planning

Listen to the Full Episode: Understanding how to navigate taxes in retirement is crucial for preserving your hard-earned income. From Roth conversions to Qualified Charitable

FERS Part-Time Service: Clarifying the Creditable Service Rules

Yes, my name is Martha, and I tune into as many of your podcasts as I can, for your valuable information, I have a question

#112 Crafting Your 10-Year Tax Plan: How to Reduce Liabilities in Your FERS Retirement

Listen to the Full Episode: Planning for your retirement requires a solid understanding of your options. Discover the best strategies for managing your Thrift Savings

Navigating Earnings Limit and SRS: What Happens When You Turn 62?

If you have a birth month of Jan ro April, and the year you obtain age 61, you exceed the earnings limit, how is that

#111 Rental Property And Estate Planning

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream? Understanding your spending goals and determining your

Understanding the FERS Supplement: Eligibility and Next Steps

FERS supplement annuity. I retired from SSA under the 25 years of service at any age in 2014. I was told I would be eligible

#109 How Does Retirement Income Work – A Roadmap To Financial Freedom

Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream? Understanding your spending goals and determining your

Can You Access Your FERS Supplement Right After Retirement?

I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not

#108 Federal Finances: Navigating Retirement Prep

Listen to the Full Episode: Join Tammy and Micah, as they share their insights on navigating retirement preparation, avoiding common mistakes with OPM, and ensuring

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Tutorials: Learning videos about FERS benefits

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Online Classes

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