#110 5 Things You Need To Know As A Federal Employee BEFORE You Retire
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal
Listen to the Full Episode: What coverage do you have, and what coverage do you actually need?Join Micah and Tammy in this episode, where they
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did
Listen to the Full Episode: Learn why the Federal Employee Health Benefits (FEHB) is such an excellent benefit for federal employees, allowing them to keep
Listen to the Full Episode: In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid
“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by
Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that
Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account? Changes regarding insurance? Life insurance, health insurance…
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021.
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“I can’t find any info on deductions for the Federal Long Term Care insurance and it is not on my retirement estimate from my HR
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
Answering listener questions to help you better understand long-term care. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a
Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
https://youtu.be/sTR9M-po3jghttps://vimeo.com/590901980 Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past
“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Help Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Video Transcription: Hi, I’m Micah Shilanski from Plan Your Federal Retirement. We just wrapped up a wonderful two days of teaching an eight-hour
Take Home Pay Concerns & Hidden Tax Increases The transition from COLA to Locality Pay for Federal Employees in Alaska, Hawaii and U.S. Territories brings
Retirement Planning for Federal Employees is Different Retirement planning for federal employees is unique. As a Federal Employee, you know you have one of the
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal
Listen to the Full Episode: What coverage do you have, and what coverage do you actually need?Join Micah and Tammy in this episode, where they
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did
Listen to the Full Episode: Learn why the Federal Employee Health Benefits (FEHB) is such an excellent benefit for federal employees, allowing them to keep
Listen to the Full Episode: In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid
“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by
Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that
Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account? Changes regarding insurance? Life insurance, health insurance…
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021.
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“I can’t find any info on deductions for the Federal Long Term Care insurance and it is not on my retirement estimate from my HR
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
Answering listener questions to help you better understand long-term care. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a
Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
https://youtu.be/sTR9M-po3jghttps://vimeo.com/590901980 Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past
“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Help Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Video Transcription: Hi, I’m Micah Shilanski from Plan Your Federal Retirement. We just wrapped up a wonderful two days of teaching an eight-hour
Take Home Pay Concerns & Hidden Tax Increases The transition from COLA to Locality Pay for Federal Employees in Alaska, Hawaii and U.S. Territories brings
Retirement Planning for Federal Employees is Different Retirement planning for federal employees is unique. As a Federal Employee, you know you have one of the
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal
Listen to the Full Episode: What coverage do you have, and what coverage do you actually need?Join Micah and Tammy in this episode, where they
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did
Listen to the Full Episode: Learn why the Federal Employee Health Benefits (FEHB) is such an excellent benefit for federal employees, allowing them to keep
Listen to the Full Episode: In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid
“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by
Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that
Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account? Changes regarding insurance? Life insurance, health insurance…
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021.
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“I can’t find any info on deductions for the Federal Long Term Care insurance and it is not on my retirement estimate from my HR
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
Answering listener questions to help you better understand long-term care. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a
Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
https://youtu.be/sTR9M-po3jghttps://vimeo.com/590901980 Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past
“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Help Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Video Transcription: Hi, I’m Micah Shilanski from Plan Your Federal Retirement. We just wrapped up a wonderful two days of teaching an eight-hour
Take Home Pay Concerns & Hidden Tax Increases The transition from COLA to Locality Pay for Federal Employees in Alaska, Hawaii and U.S. Territories brings
Retirement Planning for Federal Employees is Different Retirement planning for federal employees is unique. As a Federal Employee, you know you have one of the
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Listen to the Full Episode: Are you ready to turn your retirement savings into a reliable income stream as Federal Employee? Navigating the complexities of
Listen to the Full Episode: Have you considered what happens to your assets and who will take care of your financial matters when you’re gone?
Listen to the Full Episode: Federal retirees face unique challenges, from income replacement to tax considerations. But what about life insurance needs and survivor benefits?
My husband was retired in May of 2020 at age 65 after 20 years of service with the FBI. We kept our health, vision and
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn about estate planning documents for federal employees and the
Listen to the Full Episode: You already know how important estate planning is for your retirement, but do you know the crucial must-do’s? In this
Listen to the Full Episode: Listen to this week’s recap episode with Sierra Steele and learn everything you need to know about Medicare and Federal
Listen to the Full Episode: What coverage do you have, and what coverage do you actually need?Join Micah and Tammy in this episode, where they
Listen to the Full Episode: Learn how to avoid making irreversable mistakes after death and empower yourself with the knowledge you need to plan for
Listen to the Full Episode: Don’t let irreversible mistakes catch you off guard. Empower yourself with the knowledge you need to plan for a secure
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“My husband and I both had careers with the National Park Service. He carried the family insurance for us. He retired in 2021 and did
Listen to the Full Episode: Learn why the Federal Employee Health Benefits (FEHB) is such an excellent benefit for federal employees, allowing them to keep
Listen to the Full Episode: In this episode of Plan Your Federal Retirement Podcast, Micah and Jamie discuss the Federal Employee Health Benefits (FEHB) and
“Love your podcast! I am a Federal retiree and fine with Thrift Savings Plan (TSP) and Federal Employees Group Life Insurance (FEGLI) standard order of
“I retired from PHMSA/USDOT January 2021 and I just received my first W2 form from the Department of Interior and It says that I paid
“Greetings, I think I have an understanding of FERS postponed retirement, but there is one point that I have been unable resolve. I am by
Listen to the Full Episode: What if you erroneously select an annuity from the TSP instead of a withdrawal from it, can you reverse that
Listen to the Full Episode: Net vs. Gross income. Which one hits the door of your bank account? Changes regarding insurance? Life insurance, health insurance…
Listen to the Full Episode: Accidents happen, but some come with severe consequences. For example, when covering someone with your HSA that you shouldn’t cover,
“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie
“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if
Listen to the Full Episode: The effects of inaccurate information can be devastating, and there’s a lot of questionable information out there. So, in this
Listen to the Full Episode: Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don’t tend
“Hi! I LOVE your podcasts! I am a Federal employee, have met my MRA and will meet my 30-years of service on Nov 2, 2021.
“I have a question related to something in one of your articles about FEHB and Medicare. The article stated: “As a full-time Federal employee, you
“I can’t find any info on deductions for the Federal Long Term Care insurance and it is not on my retirement estimate from my HR
“If my TSP beneficiary is currently my Trust, then upon my death, will that transfer be made by a one time full payment -20% for
Answering listener questions to help you better understand long-term care. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
As people get ready to retire, questions about long-term care often start coming up. Although it may not be the most fun subject, it’s a
Answering listener questions about Medicare Advantage and retirement. Listen to the Full Episode: Enjoy the show? Use the Links Below to Subscribe:
At 65, something happens to all of us where we have this forced decision that we have to deal with when it comes to Medicare—and
I am aware that after I put in ten years’ federal civilian creditable service and then retire, my FERS annuity will be reduced monthly by
https://youtu.be/sTR9M-po3jghttps://vimeo.com/590901980 Hello, first off, I wanted to say I really enjoy your podcasts. I have really learned a lot from you both over the past
“I stumbled on your podcast and the information is GOLD – thank you! I am 45 and 15 years away from retirement. This year I
What is an Immediate Retirement under FERS? The Immediate Retirement under FERS is the main way of qualifying for the pension. Sometimes it’s referred to
I researched the cost of life insurance and purchased a 20 year fixed plan that costs less than half what FEGLI will for me starting
Hello Tammy and Micah, Great podcast! Learning a lot. About 5 years away for earliest retirement date. Question: let’s pretend money is NOT an issue
The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. Listen to the Full Episode: Enjoy the
With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some
“Forgetting for the moment the part my personal $$ contributions were over the years….Will the IRS tax my FERS ‘Unreduced Monthly Annuity’ (UMA) or my
If my spouse retired from Federal Service under CSRS and waived the spousal benefits but I am under his FEHB insurance is there any way
Ensuring you have met your savings goals during your retirement planning is incredibly important, but it is just one of many things to consider. Unfortunately,
“As a FERS retiree, am I required to sign up for Medicare at age 65; or can I opt out of Medicare Part B? Also,
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this
What kind of protection does the spouse of a federal employee have? Does everyone need insurance—and how is it beneficial? In this episode, Tammy and
Today Micah’s sister, Jamie Shilanski, joins the show to talk about financial planning and the inconsistent advice that many people are hearing regarding their finances.
We’re on the brink of another open season, so today Micah and Tammy are sharing the information you need to know about this upcoming season.
Micah and Tammy have shared their thoughts and experiences with credible services, agency estimates, and other incomes, but what about risk management? In this episode,
“Can I be on the safe side to estimate my retirement deductions for FEHB, and Life Insurance by using the amount that is being deducted
Help Avoid Losing Out On Your FERS Benefits “I recently separated as an attorney from a federal agency at age 61 and ten months. Because
“Just wondering if you ever give advice to widows/widowers. I believe we are in a unique situation that I seldom find addressed anywhere.” – Valerie
“I am 66 and currently a full time federal employee. I have a two children under the age of 26. I would like to continue
“I plan to retire in the next few months from USPS and take my health insurance with me. I am debating signing up for Medicare
HSA Plan Basics Health Savings Plans (HSA) are a powerful savings tool that could work in conjunction with your health plan if you participate in
We receive a lot of questions from Federal Employees about when they should enroll in Medicare. Medicare is a nationally run health insurance program for
FERS Federal Fact Check! We love answering questions from Federal Employees about their benefits. Our passion for financial planning with Federal Employees has provided
Is your spouse eligible for FEHB into your retirement from Federal Service? The Federal Employee Health Benefit (FEHB), is one of the best benefits that
When planning your federal retirement – it’s important to remember that your pension will be reduced. There are seven main pension reductions that affect federal
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
When we talk about CSRS Survivor benefits – most people think of the survivor annuity. But Civil Service Retirement System employees have several choices when
Video Transcription: Hi, I’m Micah Shilanski from Plan Your Federal Retirement. We just wrapped up a wonderful two days of teaching an eight-hour
Take Home Pay Concerns & Hidden Tax Increases The transition from COLA to Locality Pay for Federal Employees in Alaska, Hawaii and U.S. Territories brings
Retirement Planning for Federal Employees is Different Retirement planning for federal employees is unique. As a Federal Employee, you know you have one of the
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one