FERS Federal Fact Check

FERS Retirement Questions? Videos with Answers!

Do you have FERS Retirement Questions? You’re not alone. Federal retirement benefits are complex.

Micah Shilanski, CFP®, is a financial planner who specializes in helping Federal Employees get the most out of their benefits. Micah has seen the mistakes people (and even some professionals!) make – and he wants to help you avoid them.

Over the years Micah has received an incredible number of questions from Federal Employees looking to understand their benefits. That’s why each month Micah answers a FERS retirement question in our ezine – FERS Federal Retirement Fact Check.

FERS Retirement Questions – Answered

Check out the list of questions we’ve already answered here…

Withdrawing from Your TSP

“Hello, I have 31k in my TSP. Is it possible to withdraw the total amount at one time? ” – Bill. Demystifying TSP Withdrawals TSP

FEHB in Retirement

“Hello , I worked for 11 years as a federal employee until age 57, now I am 62 , can I still get fehb, ie

Planning to Retire with COLA Adjustments

“When should I retire to take advantage of the planned big 2023 COLA increase? If I retire in December, will my pension benefits be increased

Choosing between Deferred Retirement and Postponed Retirement

“I plan to retire at age 57 with an MRA + 10 option. I don’t plan on taking my FERS retirement out until later age

Does it make sense to consolidate for your retirement?

“I have been working in the federal system for 3 years and will retire within the next 5 years. I am 62. I have a

Buying Back Military Time Working as a Civilian

“I am so grateful that you put your information out on podcasts and email. This really benefits the federal govt employee and I share your

Using Years Of Service To Calculate Your Pension

“If I started in the NAF system in 1996 and then converted to GS in 2008 we were told it would count towards retirement. From

Checking Beneficiary Designations

“My wife and I updated our wills two years ago, it states that all of our estate is to go to the survivor and if

Divorce and Your Pension

“I am in the process of divorcing (prior to my federal retirement). I am considering agreeing to providing my soon to be ex-spouse partial survivor

Roth Conversions and Taxes

“I’m just about 65 and make about 125K a year working for the federal government. I plan to retire in five years when I’m 70.

Using FERS as a Down Payment

“Can I withdraw my FERS to use as a down payment for purchase of Real Estate?” – Tracey. https://www.youtube.com/watch?v=CPm4DDHl0-c&feature=youtu.be When Federal Employees use their retirement

3 Critical Concepts that Most Federal Employees Miss When Planning Their Retirement

Year after year I see Federal Employees missing the same critical concepts in their federal retirement planning. That’s why I’ve created an online workshop to help educate Federal Employees on these critical concepts.

If you are a Financial Advisor looking to work with Federal Employees,
we are always looking for Advisors that want to deliver massive value to clients.

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Advisory services offered through Shilanski & Associates, Inc., an Investment Adviser doing business as “Plan Your Federal Retirement”. Plan Your Federal Retirement is not employed by the United States Federal Government and does not represent the United States Federal Government. All content on this site if for information purposes only. This website is not personalized investment advice. Securities investing involves risks, including the potential for loss of principal. There is no guarantee that any investment plan or strategy will be successful. Please review our Customer Relationship Summary (Form ADV Part 3) for important information about our services and fees.

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