Social Security: What YOU Need to Know
https://youtu.be/9Msn-e86wL8 Social Security is one of the most talked about and misunderstood parts of retirement planning. For many federal employees nearing retirement, online discussions, headlines,
https://youtu.be/9Msn-e86wL8 Social Security is one of the most talked about and misunderstood parts of retirement planning. For many federal employees nearing retirement, online discussions, headlines,
https://youtu.be/9rU64rw2cbU When you hear the word “bridge,” you probably picture the Golden Gate or Brooklyn Bridge, not your retirement income. For federal employees, though, a
https://youtu.be/aXGJ0TL-QC4 From Magazines To TikTok Financial “trends” are nothing new; only the platforms have changed. Decades ago, investors chased the latest ideas from glossy money
https://youtu.be/xIjeO–32Lc Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode,
https://youtu.be/M_e4Sfc8vvk We’re all feeling the impact of inflation. Groceries, gas, utilities… everything costs more. Unfortunately, federal retirees may soon feel it even more directly. For
https://youtu.be/eMUJ7_5dMU0 Are Federal Employees Being Auto-Enrolled in Medicare Part D? If you’re enrolled in a Federal Employee Health Benefits (FEHB) plan that now offers Medicare
Real Question from a Federal Employee I am a widow and own an inherited TSP from my husband. Currently, I listed our Living Trust as
Federal Employment has perhaps never been more uncertain. The Cross Roads When we visit with Federal Employees, we usually run into two groups of people.
Feds are facing yet another extended furlough in 2025. A furlough is when an employer, in this case the federal government, places employees on an
Real Question from a Federal Employee As I approach retirement, what are the safest and best TSP investment and allocation strategies, any suggestions? – Andrew
Real Question from a Federal Employee What is the maximum amount of unused annual leave that I may be paid for when I retire? – Wayne
Real Question from a Federal Employee Hey, I am retired Air Force 22 years a combat injury related 100 % disabled veteran. I am working
Real Question from a Federal Employee Do I need Medicare Part B if I have FEHB? I find it hard to believe Medicare Part B
Real Question from a Federal Employee What age can I start collecting Social Security retirement benefits? What is my full retirement age, and how does
Real Question from a Federal Employee Hello, I have a question. I’m a few years out from retiremen, how can I be sure I’m financially
I have 2 years state retirement contributions, 10 years military (7 years federal 3 years guard). Can I combine state and federal retirement contributions? Do
Question about TSP matching Contributions.If I retire at the end of a month, which happens to be the middle of a pay period, do I
Can I suspend FEHB in retirement then start it again later if my new (private sector) employer offers health coverage benefits that I’d like to
I have 15 years of federal service and am 55 years old. I have only been in the FEHB for my most recent 3 years
https://youtu.be/AH8GKsjrlSQ The more confident you are that you won’t be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn’t just for the
Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in
Thank you for your wonderful and helpful videos on postponed retirement. The one question I have remaining is – I understand that if I retire
First, I have listened to your podcast for year,s and it has been a wealth of information. Thank you. Now for my question…I am a
I’m 65 now, still working usps, when I retire in 1 to 2 years, I’m interested in keeping monthly health insurance down. Is it more
https://youtu.be/RGaefOcEvEw Every Investor should have their “Rules on Investing” in place for times of “market volatility and turmoil.” Times like this, I am often reminded
Yes, good morning. Jeff here, wondering about having a postponed retirement. When the paperwork needs to be filled out, if I want to start that
Good morning, my name is Alberto. I am a Mail Handler for the Postal Service with 40 years of service. Currently, I can carry over
https://youtu.be/-lxMYExTiGQ The Road Not Taken: What Happens When Federal Employees Make (or Avoid) Big Decisions. Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and
https://youtu.be/VQ0Z9PhhxEQ How prepared are you if you no longer work for the Federal Government? Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your
Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2
My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58
Need help with federal employee survival benefits. I looking for specific help with my wife’s survivor FERS and Death Benefits. My wife worked for the
Hi, my name is Eric. I am calling because I have a question about buying back my military time. I am retired from the from
Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the
I’m 60 years old with 36 years of service. I called the TSP help line and asked if I could roll over money from the
Hello, I just started federal employment this July. I served Active Duty in the Army for 9 years from 2009 to 2018. In 2018 I
Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life
“Yes, my name is Marty. I like to know about FERS, if there is a maximum amount of years that I can work and then
Yes, my name is Martha, and I tune into as many of your podcasts as I can, for your valuable information, I have a question
If you have a birth month of Jan ro April, and the year you obtain age 61, you exceed the earnings limit, how is that
FERS supplement annuity. I retired from SSA under the 25 years of service at any age in 2014. I was told I would be eligible
I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not
If I retire age 59 under Postponed Retirement can I collect the SRS – Kenneth https://youtu.be/KAGt4Mu4OpM Federal workers have three main parts to their retirement: a
“In mid 2025, I will turn 62, therefore my FERS supplement will stop. I currently work PT not to exceed 2013 earnings limit. However, in
“Hello, Will OPM issue me a personal FERS Benefits Summary upon request (i.e., similar to the personalized benefit summary issued by Social Security) based on
”If I receive 26k in annual leave payout does that count against the earnings limit of my supplement? Also what about the money I made
”Hi, I’m 61 years old and my FERS supplement is ending soon. What should I do when that income goes away? And how am I
“Micah, I have a question about the earnings test for FERS Supplement. I’m a title 38 physician, planning to retire with age 60 + 20
Listen to the Full Episode: Does everybody have the right to a FERS Supplement? Learn all about who will receive it and what you need
Listen to the Full Episode: The FERS supplement is a great benefit of your FERS retirement package. This supplement is available to federal employees who
“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be
“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. https://www.youtube.com/watch?v=87LW2zw_7Lg
“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end
“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax
“From my understanding, those military retirees who are getting a military retirement aren’t eligible for the FERS Supplement. If I’m incorrect someone please let me
“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of
“First off, great content on your site! A plethora of information for Federal employees that is extremely invaluable for retirement planning. Regarding the FERS Supplement
What is the Special Retirement Supplement? FERS consists of 3 different components: the FERS annuity (pension), Social Security, and the Thrift Savings Plan (TSP). The
Where do I apply? You’ve finally decided it’s time to retire. Maybe this day came sooner than expected, or maybe it couldn’t come soon enough.
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
What is MRA? Minimum Retirement Age is a threshold that was created for FERS and CSRS to determine a federal employee’s eligibility for retirement. Depending
My understanding is that if I take immediate retirement at MRA before 62, then I will: 1) get the FERS Supplement to my FERS annuity;
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“I am retiring on 12/31 at the age of 56 – will my FERS Supplement calculation include 2019 earnings – after they get reported to
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
One of the most frequent questions that we receive from FERS Employees is how do they apply for the FERS Supplement. If you searched
If you were eligible to retire from the Federal Government as a FERS Employee and receive a FERS Supplement, then you are probably aware that
Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to
Understanding the FERS Supplement for Special Provisions The FERS Supplement is an important benefit for FERS planning to retire before age 62. Since so many
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Be prepared! Your Federal Pension check is usually delayed. Even if you have turned in all of your paperwork on time – in does not
https://youtu.be/9Msn-e86wL8 Social Security is one of the most talked about and misunderstood parts of retirement planning. For many federal employees nearing retirement, online discussions, headlines,
https://youtu.be/9rU64rw2cbU When you hear the word “bridge,” you probably picture the Golden Gate or Brooklyn Bridge, not your retirement income. For federal employees, though, a
https://youtu.be/aXGJ0TL-QC4 From Magazines To TikTok Financial “trends” are nothing new; only the platforms have changed. Decades ago, investors chased the latest ideas from glossy money
https://youtu.be/xIjeO–32Lc Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode,
https://youtu.be/M_e4Sfc8vvk We’re all feeling the impact of inflation. Groceries, gas, utilities… everything costs more. Unfortunately, federal retirees may soon feel it even more directly. For
https://youtu.be/eMUJ7_5dMU0 Are Federal Employees Being Auto-Enrolled in Medicare Part D? If you’re enrolled in a Federal Employee Health Benefits (FEHB) plan that now offers Medicare
Real Question from a Federal Employee I am a widow and own an inherited TSP from my husband. Currently, I listed our Living Trust as
Federal Employment has perhaps never been more uncertain. The Cross Roads When we visit with Federal Employees, we usually run into two groups of people.
Feds are facing yet another extended furlough in 2025. A furlough is when an employer, in this case the federal government, places employees on an
Real Question from a Federal Employee As I approach retirement, what are the safest and best TSP investment and allocation strategies, any suggestions? – Andrew
Real Question from a Federal Employee What is the maximum amount of unused annual leave that I may be paid for when I retire? – Wayne
Real Question from a Federal Employee Hey, I am retired Air Force 22 years a combat injury related 100 % disabled veteran. I am working
Real Question from a Federal Employee Do I need Medicare Part B if I have FEHB? I find it hard to believe Medicare Part B
Real Question from a Federal Employee What age can I start collecting Social Security retirement benefits? What is my full retirement age, and how does
Real Question from a Federal Employee Hello, I have a question. I’m a few years out from retiremen, how can I be sure I’m financially
I have 2 years state retirement contributions, 10 years military (7 years federal 3 years guard). Can I combine state and federal retirement contributions? Do
Question about TSP matching Contributions.If I retire at the end of a month, which happens to be the middle of a pay period, do I
Can I suspend FEHB in retirement then start it again later if my new (private sector) employer offers health coverage benefits that I’d like to
I have 15 years of federal service and am 55 years old. I have only been in the FEHB for my most recent 3 years
https://youtu.be/AH8GKsjrlSQ The more confident you are that you won’t be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn’t just for the
Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in
Thank you for your wonderful and helpful videos on postponed retirement. The one question I have remaining is – I understand that if I retire
First, I have listened to your podcast for year,s and it has been a wealth of information. Thank you. Now for my question…I am a
I’m 65 now, still working usps, when I retire in 1 to 2 years, I’m interested in keeping monthly health insurance down. Is it more
https://youtu.be/RGaefOcEvEw Every Investor should have their “Rules on Investing” in place for times of “market volatility and turmoil.” Times like this, I am often reminded
Yes, good morning. Jeff here, wondering about having a postponed retirement. When the paperwork needs to be filled out, if I want to start that
Good morning, my name is Alberto. I am a Mail Handler for the Postal Service with 40 years of service. Currently, I can carry over
https://youtu.be/-lxMYExTiGQ The Road Not Taken: What Happens When Federal Employees Make (or Avoid) Big Decisions. Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and
https://youtu.be/VQ0Z9PhhxEQ How prepared are you if you no longer work for the Federal Government? Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your
Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2
My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58
Need help with federal employee survival benefits. I looking for specific help with my wife’s survivor FERS and Death Benefits. My wife worked for the
Hi, my name is Eric. I am calling because I have a question about buying back my military time. I am retired from the from
Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the
I’m 60 years old with 36 years of service. I called the TSP help line and asked if I could roll over money from the
Hello, I just started federal employment this July. I served Active Duty in the Army for 9 years from 2009 to 2018. In 2018 I
Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life
“Yes, my name is Marty. I like to know about FERS, if there is a maximum amount of years that I can work and then
Yes, my name is Martha, and I tune into as many of your podcasts as I can, for your valuable information, I have a question
If you have a birth month of Jan ro April, and the year you obtain age 61, you exceed the earnings limit, how is that
FERS supplement annuity. I retired from SSA under the 25 years of service at any age in 2014. I was told I would be eligible
I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not
If I retire age 59 under Postponed Retirement can I collect the SRS – Kenneth https://youtu.be/KAGt4Mu4OpM Federal workers have three main parts to their retirement: a
“In mid 2025, I will turn 62, therefore my FERS supplement will stop. I currently work PT not to exceed 2013 earnings limit. However, in
“Hello, Will OPM issue me a personal FERS Benefits Summary upon request (i.e., similar to the personalized benefit summary issued by Social Security) based on
”If I receive 26k in annual leave payout does that count against the earnings limit of my supplement? Also what about the money I made
”Hi, I’m 61 years old and my FERS supplement is ending soon. What should I do when that income goes away? And how am I
“Micah, I have a question about the earnings test for FERS Supplement. I’m a title 38 physician, planning to retire with age 60 + 20
Listen to the Full Episode: Does everybody have the right to a FERS Supplement? Learn all about who will receive it and what you need
Listen to the Full Episode: The FERS supplement is a great benefit of your FERS retirement package. This supplement is available to federal employees who
“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be
“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. https://www.youtube.com/watch?v=87LW2zw_7Lg
“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end
“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax
“From my understanding, those military retirees who are getting a military retirement aren’t eligible for the FERS Supplement. If I’m incorrect someone please let me
“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of
“First off, great content on your site! A plethora of information for Federal employees that is extremely invaluable for retirement planning. Regarding the FERS Supplement
What is the Special Retirement Supplement? FERS consists of 3 different components: the FERS annuity (pension), Social Security, and the Thrift Savings Plan (TSP). The
Where do I apply? You’ve finally decided it’s time to retire. Maybe this day came sooner than expected, or maybe it couldn’t come soon enough.
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
What is MRA? Minimum Retirement Age is a threshold that was created for FERS and CSRS to determine a federal employee’s eligibility for retirement. Depending
My understanding is that if I take immediate retirement at MRA before 62, then I will: 1) get the FERS Supplement to my FERS annuity;
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“I am retiring on 12/31 at the age of 56 – will my FERS Supplement calculation include 2019 earnings – after they get reported to
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
One of the most frequent questions that we receive from FERS Employees is how do they apply for the FERS Supplement. If you searched
If you were eligible to retire from the Federal Government as a FERS Employee and receive a FERS Supplement, then you are probably aware that
Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to
Understanding the FERS Supplement for Special Provisions The FERS Supplement is an important benefit for FERS planning to retire before age 62. Since so many
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Be prepared! Your Federal Pension check is usually delayed. Even if you have turned in all of your paperwork on time – in does not
https://youtu.be/9Msn-e86wL8 Social Security is one of the most talked about and misunderstood parts of retirement planning. For many federal employees nearing retirement, online discussions, headlines,
https://youtu.be/9rU64rw2cbU When you hear the word “bridge,” you probably picture the Golden Gate or Brooklyn Bridge, not your retirement income. For federal employees, though, a
https://youtu.be/aXGJ0TL-QC4 From Magazines To TikTok Financial “trends” are nothing new; only the platforms have changed. Decades ago, investors chased the latest ideas from glossy money
https://youtu.be/xIjeO–32Lc Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode,
https://youtu.be/M_e4Sfc8vvk We’re all feeling the impact of inflation. Groceries, gas, utilities… everything costs more. Unfortunately, federal retirees may soon feel it even more directly. For
https://youtu.be/eMUJ7_5dMU0 Are Federal Employees Being Auto-Enrolled in Medicare Part D? If you’re enrolled in a Federal Employee Health Benefits (FEHB) plan that now offers Medicare
Real Question from a Federal Employee I am a widow and own an inherited TSP from my husband. Currently, I listed our Living Trust as
Federal Employment has perhaps never been more uncertain. The Cross Roads When we visit with Federal Employees, we usually run into two groups of people.
Feds are facing yet another extended furlough in 2025. A furlough is when an employer, in this case the federal government, places employees on an
Real Question from a Federal Employee As I approach retirement, what are the safest and best TSP investment and allocation strategies, any suggestions? – Andrew
Real Question from a Federal Employee What is the maximum amount of unused annual leave that I may be paid for when I retire? – Wayne
Real Question from a Federal Employee Hey, I am retired Air Force 22 years a combat injury related 100 % disabled veteran. I am working
Real Question from a Federal Employee Do I need Medicare Part B if I have FEHB? I find it hard to believe Medicare Part B
Real Question from a Federal Employee What age can I start collecting Social Security retirement benefits? What is my full retirement age, and how does
Real Question from a Federal Employee Hello, I have a question. I’m a few years out from retiremen, how can I be sure I’m financially
I have 2 years state retirement contributions, 10 years military (7 years federal 3 years guard). Can I combine state and federal retirement contributions? Do
Question about TSP matching Contributions.If I retire at the end of a month, which happens to be the middle of a pay period, do I
Can I suspend FEHB in retirement then start it again later if my new (private sector) employer offers health coverage benefits that I’d like to
I have 15 years of federal service and am 55 years old. I have only been in the FEHB for my most recent 3 years
https://youtu.be/AH8GKsjrlSQ The more confident you are that you won’t be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn’t just for the
Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in
Thank you for your wonderful and helpful videos on postponed retirement. The one question I have remaining is – I understand that if I retire
First, I have listened to your podcast for year,s and it has been a wealth of information. Thank you. Now for my question…I am a
I’m 65 now, still working usps, when I retire in 1 to 2 years, I’m interested in keeping monthly health insurance down. Is it more
https://youtu.be/RGaefOcEvEw Every Investor should have their “Rules on Investing” in place for times of “market volatility and turmoil.” Times like this, I am often reminded
Yes, good morning. Jeff here, wondering about having a postponed retirement. When the paperwork needs to be filled out, if I want to start that
Good morning, my name is Alberto. I am a Mail Handler for the Postal Service with 40 years of service. Currently, I can carry over
https://youtu.be/-lxMYExTiGQ The Road Not Taken: What Happens When Federal Employees Make (or Avoid) Big Decisions. Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and
https://youtu.be/VQ0Z9PhhxEQ How prepared are you if you no longer work for the Federal Government? Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your
Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2
My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58
Need help with federal employee survival benefits. I looking for specific help with my wife’s survivor FERS and Death Benefits. My wife worked for the
Hi, my name is Eric. I am calling because I have a question about buying back my military time. I am retired from the from
Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the
I’m 60 years old with 36 years of service. I called the TSP help line and asked if I could roll over money from the
Hello, I just started federal employment this July. I served Active Duty in the Army for 9 years from 2009 to 2018. In 2018 I
Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life
“Yes, my name is Marty. I like to know about FERS, if there is a maximum amount of years that I can work and then
Yes, my name is Martha, and I tune into as many of your podcasts as I can, for your valuable information, I have a question
If you have a birth month of Jan ro April, and the year you obtain age 61, you exceed the earnings limit, how is that
FERS supplement annuity. I retired from SSA under the 25 years of service at any age in 2014. I was told I would be eligible
I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not
If I retire age 59 under Postponed Retirement can I collect the SRS – Kenneth https://youtu.be/KAGt4Mu4OpM Federal workers have three main parts to their retirement: a
“In mid 2025, I will turn 62, therefore my FERS supplement will stop. I currently work PT not to exceed 2013 earnings limit. However, in
“Hello, Will OPM issue me a personal FERS Benefits Summary upon request (i.e., similar to the personalized benefit summary issued by Social Security) based on
”If I receive 26k in annual leave payout does that count against the earnings limit of my supplement? Also what about the money I made
”Hi, I’m 61 years old and my FERS supplement is ending soon. What should I do when that income goes away? And how am I
“Micah, I have a question about the earnings test for FERS Supplement. I’m a title 38 physician, planning to retire with age 60 + 20
Listen to the Full Episode: Does everybody have the right to a FERS Supplement? Learn all about who will receive it and what you need
Listen to the Full Episode: The FERS supplement is a great benefit of your FERS retirement package. This supplement is available to federal employees who
“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be
“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. https://www.youtube.com/watch?v=87LW2zw_7Lg
“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end
“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax
“From my understanding, those military retirees who are getting a military retirement aren’t eligible for the FERS Supplement. If I’m incorrect someone please let me
“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of
“First off, great content on your site! A plethora of information for Federal employees that is extremely invaluable for retirement planning. Regarding the FERS Supplement
What is the Special Retirement Supplement? FERS consists of 3 different components: the FERS annuity (pension), Social Security, and the Thrift Savings Plan (TSP). The
Where do I apply? You’ve finally decided it’s time to retire. Maybe this day came sooner than expected, or maybe it couldn’t come soon enough.
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
What is MRA? Minimum Retirement Age is a threshold that was created for FERS and CSRS to determine a federal employee’s eligibility for retirement. Depending
My understanding is that if I take immediate retirement at MRA before 62, then I will: 1) get the FERS Supplement to my FERS annuity;
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“I am retiring on 12/31 at the age of 56 – will my FERS Supplement calculation include 2019 earnings – after they get reported to
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
One of the most frequent questions that we receive from FERS Employees is how do they apply for the FERS Supplement. If you searched
If you were eligible to retire from the Federal Government as a FERS Employee and receive a FERS Supplement, then you are probably aware that
Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to
Understanding the FERS Supplement for Special Provisions The FERS Supplement is an important benefit for FERS planning to retire before age 62. Since so many
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Be prepared! Your Federal Pension check is usually delayed. Even if you have turned in all of your paperwork on time – in does not
https://youtu.be/9Msn-e86wL8 Social Security is one of the most talked about and misunderstood parts of retirement planning. For many federal employees nearing retirement, online discussions, headlines,
https://youtu.be/9rU64rw2cbU When you hear the word “bridge,” you probably picture the Golden Gate or Brooklyn Bridge, not your retirement income. For federal employees, though, a
https://youtu.be/aXGJ0TL-QC4 From Magazines To TikTok Financial “trends” are nothing new; only the platforms have changed. Decades ago, investors chased the latest ideas from glossy money
https://youtu.be/xIjeO–32Lc Most federal employees are surprised to learn that up to 85% of their Social Security benefits may be taxable in retirement. In this episode,
https://youtu.be/M_e4Sfc8vvk We’re all feeling the impact of inflation. Groceries, gas, utilities… everything costs more. Unfortunately, federal retirees may soon feel it even more directly. For
https://youtu.be/eMUJ7_5dMU0 Are Federal Employees Being Auto-Enrolled in Medicare Part D? If you’re enrolled in a Federal Employee Health Benefits (FEHB) plan that now offers Medicare
Real Question from a Federal Employee I am a widow and own an inherited TSP from my husband. Currently, I listed our Living Trust as
Federal Employment has perhaps never been more uncertain. The Cross Roads When we visit with Federal Employees, we usually run into two groups of people.
Feds are facing yet another extended furlough in 2025. A furlough is when an employer, in this case the federal government, places employees on an
Real Question from a Federal Employee As I approach retirement, what are the safest and best TSP investment and allocation strategies, any suggestions? – Andrew
Real Question from a Federal Employee What is the maximum amount of unused annual leave that I may be paid for when I retire? – Wayne
Real Question from a Federal Employee Hey, I am retired Air Force 22 years a combat injury related 100 % disabled veteran. I am working
Real Question from a Federal Employee Do I need Medicare Part B if I have FEHB? I find it hard to believe Medicare Part B
Real Question from a Federal Employee What age can I start collecting Social Security retirement benefits? What is my full retirement age, and how does
Real Question from a Federal Employee Hello, I have a question. I’m a few years out from retiremen, how can I be sure I’m financially
I have 2 years state retirement contributions, 10 years military (7 years federal 3 years guard). Can I combine state and federal retirement contributions? Do
Question about TSP matching Contributions.If I retire at the end of a month, which happens to be the middle of a pay period, do I
Can I suspend FEHB in retirement then start it again later if my new (private sector) employer offers health coverage benefits that I’d like to
I have 15 years of federal service and am 55 years old. I have only been in the FEHB for my most recent 3 years
https://youtu.be/AH8GKsjrlSQ The more confident you are that you won’t be scammed, the more vulnerable you are. Scammed, Phished, Hacked, or Conned… isn’t just for the
Is it possible to request a waiver to access the FERS Supplement two years early? My wife has 32/33 years but only turns 55 in
Thank you for your wonderful and helpful videos on postponed retirement. The one question I have remaining is – I understand that if I retire
First, I have listened to your podcast for year,s and it has been a wealth of information. Thank you. Now for my question…I am a
I’m 65 now, still working usps, when I retire in 1 to 2 years, I’m interested in keeping monthly health insurance down. Is it more
https://youtu.be/RGaefOcEvEw Every Investor should have their “Rules on Investing” in place for times of “market volatility and turmoil.” Times like this, I am often reminded
Yes, good morning. Jeff here, wondering about having a postponed retirement. When the paperwork needs to be filled out, if I want to start that
Good morning, my name is Alberto. I am a Mail Handler for the Postal Service with 40 years of service. Currently, I can carry over
https://youtu.be/-lxMYExTiGQ The Road Not Taken: What Happens When Federal Employees Make (or Avoid) Big Decisions. Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and
https://youtu.be/VQ0Z9PhhxEQ How prepared are you if you no longer work for the Federal Government? Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your
Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2
My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58
Need help with federal employee survival benefits. I looking for specific help with my wife’s survivor FERS and Death Benefits. My wife worked for the
Hi, my name is Eric. I am calling because I have a question about buying back my military time. I am retired from the from
Hello. My name is Joyce and I am trying to determine the best date to retire either december 31st or january 11th 2025 at the
I’m 60 years old with 36 years of service. I called the TSP help line and asked if I could roll over money from the
Hello, I just started federal employment this July. I served Active Duty in the Army for 9 years from 2009 to 2018. In 2018 I
Yes, my name is Bobby and I have a question on the life insurance coverage. I read here that it said that the basic life
“Yes, my name is Marty. I like to know about FERS, if there is a maximum amount of years that I can work and then
Yes, my name is Martha, and I tune into as many of your podcasts as I can, for your valuable information, I have a question
If you have a birth month of Jan ro April, and the year you obtain age 61, you exceed the earnings limit, how is that
FERS supplement annuity. I retired from SSA under the 25 years of service at any age in 2014. I was told I would be eligible
I can retire in october 2019 with 30 years under first, I will be 56 and I mean 10 months old and I do not
If I retire age 59 under Postponed Retirement can I collect the SRS – Kenneth https://youtu.be/KAGt4Mu4OpM Federal workers have three main parts to their retirement: a
“In mid 2025, I will turn 62, therefore my FERS supplement will stop. I currently work PT not to exceed 2013 earnings limit. However, in
“Hello, Will OPM issue me a personal FERS Benefits Summary upon request (i.e., similar to the personalized benefit summary issued by Social Security) based on
”If I receive 26k in annual leave payout does that count against the earnings limit of my supplement? Also what about the money I made
”Hi, I’m 61 years old and my FERS supplement is ending soon. What should I do when that income goes away? And how am I
“Micah, I have a question about the earnings test for FERS Supplement. I’m a title 38 physician, planning to retire with age 60 + 20
Listen to the Full Episode: Does everybody have the right to a FERS Supplement? Learn all about who will receive it and what you need
Listen to the Full Episode: The FERS supplement is a great benefit of your FERS retirement package. This supplement is available to federal employees who
“August 2023 I will turn 62 and stop receiving the OPM Social security . After August for the remainder of 2023 will I still be
“Planning on retiring at my MRA, is the FERS supplement subject to the social security earnings test? Thank you for your time!” – Craig. https://www.youtube.com/watch?v=87LW2zw_7Lg
“I retired from Federal service on Dec 31, 2020. My annual leave balance was paid out to me in a lump sum at the end
“How to plan which source to withdraw from and when (TSP, Roth, other investments) over the retirement years to supplement pensions and SS. Are tax
“From my understanding, those military retirees who are getting a military retirement aren’t eligible for the FERS Supplement. If I’m incorrect someone please let me
“Hello Micah, I am so glad that I happened onto your website. I have read a lot of material and have watched a lot of
“First off, great content on your site! A plethora of information for Federal employees that is extremely invaluable for retirement planning. Regarding the FERS Supplement
What is the Special Retirement Supplement? FERS consists of 3 different components: the FERS annuity (pension), Social Security, and the Thrift Savings Plan (TSP). The
Where do I apply? You’ve finally decided it’s time to retire. Maybe this day came sooner than expected, or maybe it couldn’t come soon enough.
Once your FERS Supplement ends, should you take Social Security benefits? This really comes down to a case by case basis. As you probably know
What is MRA? Minimum Retirement Age is a threshold that was created for FERS and CSRS to determine a federal employee’s eligibility for retirement. Depending
My understanding is that if I take immediate retirement at MRA before 62, then I will: 1) get the FERS Supplement to my FERS annuity;
“… I recently went over the max earnings on my supplement and when I filled the form out in early June it is expected
“I am retiring on 12/31 at the age of 56 – will my FERS Supplement calculation include 2019 earnings – after they get reported to
Question “I retired from Federal Service under a VERA / VISP in 2017 with over 32 years of Federal Service and my MRA is 56
One of the most frequent questions that we receive from FERS Employees is how do they apply for the FERS Supplement. If you searched
If you were eligible to retire from the Federal Government as a FERS Employee and receive a FERS Supplement, then you are probably aware that
Special Benefit for Some FERS Who Retire Before Age 62 Have you heard about the FERS Supplement? It’s an important benefit for FERS planning to
Understanding the FERS Supplement for Special Provisions The FERS Supplement is an important benefit for FERS planning to retire before age 62. Since so many
When most people think of FERS survivor benefits – they think of the survivor annuity. But you should know that there are actually many different
Some federal retirement benefits give Federal Employees a head start on retiring earlier than most. As a Federal Employee, you know that you have one
Be prepared! Your Federal Pension check is usually delayed. Even if you have turned in all of your paperwork on time – in does not