Social Security Strategies
“I have two questions about social security. I am 61 and my wife is 58. Let’s say my wife files for social security at age
Ep #18: Phase of Retirement – 10 Years Out From Retirement
When you are planning for your retirement, there are a lot of different areas you need to be aware of financially, and it can be
FERS Early Retirement
My understanding is that if I take immediate retirement at MRA before 62, then I will: 1) get the FERS Supplement to my FERS annuity;
Ep #17: Taxes
Tax season is upon us, and for many, it is a scary time. With so many opinions floating around, it is hard to decipher between
Military Buy Back
“I have almost 5 years of Federal Service (FERS—approximately 15 days short). I have over 7 years of honorable active duty service. I retired from
Ep #16: What’s My Pension Worth?
Does it make sense to stay a full thirty years in the federal government just to receive a better pension? Ten years (or more) before
Health Insurance Options in Retirement
“I will be 65 years old next July and plan on retiring in Dec. 2022. I am covered under my husband’s health plan and also
“Where does my retirement income come from?”
“I am 65, born in (November) 1955. I’ve only been a Federal Civilian Employee for 5yrs this November. I’ve also withdrawn $7,000.00 last year for
Ep #15: New Year’s Habits
There is so much that we can’t control, and it’s easy to focus on those things and feel helpless to stop them. But in this
Getting Nervous About TSP Losses?
“Micah, love your videos. I’m retired (58 years old) from USPS. Very aggressive in TSP. 40% C, 40% S, and 20% I- I’m down close
Ep #14: With Special Guest Mary Beth Franklin
Mary Beth Franklin is our go-to expert for all things Social Security benefits. With over 40 years as a financial journalist and a CFP designation,
Does MRA+10 Qualify for FEHB?
“Is there a reason why you did not include the MRA+10 in the group below when speaking about qualifying for FEHB? I thought that this