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About Us

At Plan Your Federal Retirement, we are dedicated to empowering federal employees to navigate their retirement journey with confidence and clarity. Our mission is to provide personalized financial planning services that demystify the complexities of federal benefits, ensuring you make informed decisions for a secure and fulfilling retirement.

Who We Are

We are a team of independent, fee-based financial planners specializing in federal retirement benefits. Our expertise lies in understanding the unique intricacies of the Federal Employees Retirement System (FERS) and the Civil Service Retirement System (CSRS). By focusing exclusively on federal employees, we offer tailored advice that aligns with your specific needs and goals.

Your Trusted Source for Federal Retirement Planning

Helping federal employees retire since
1925
federal employees getting the newest information every month
10000 +
Helped more than 850,000 federal employees plan for their retirement.
1

Our Approach

At the heart of our practice is a commitment to personalized service. We recognize that each federal employee’s financial situation is unique, and we take the time to understand your individual circumstances. Our comprehensive approach includes:

Assessing how much money you need to retire, identifying your income sources, and ensuring you have enough to retire comfortably and stay retired.

Guiding you on how to invest your money to achieve your goals, determining the appropriate risk levels, and advising on Thrift Savings Plan (TSP) allocations suited to your situation.

Helping you maximize your federal retirement benefits by choosing the options that best fit your personal circumstances and determining the optimal time to retire from federal service.

Our Services

We offer a range of services designed to meet your financial planning needs:

Personal Consultations:

For a fee of $497, you can schedule a one-on-one session with our team to discuss your retirement plans in detail. During this consultation, we’ll provide a flat-fee quote based on the level of assistance you desire and outline the next steps.

Educational Resources:

Access our podcasts, articles, and video tutorials that cover various topics related to federal retirement planning, helping you stay informed and make educated decisions.

We are on a mission to help ANOTHER ONE MILLION federal employees

545,885

Podcast Downloads

5,715,736

Youtube Impressions

313,752

Website Visitors

Testimonial: Fred

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Testimonial: Roland

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Testimonial: Barbara

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Each client’s results will differ and these testimonials may not be indicative of most clients’ experiences.
These testimonials are given by people who are not current clients or investors.
No cash or non-cash compensation was provided for the testimonials.

Frequently Asked Questions

We understand that navigating federal retirement can raise many questions. Here are some common inquiries:

We specialize in working with federal employees across various agencies, helping them understand and maximize their retirement benefits.

We consider the entire household’s financial picture, providing integrated planning that accounts for both federal and private-sector benefits.

No, we are an independent firm, ensuring our advice is unbiased and solely in your best interest.

We operate on a fee-based structure, providing transparent pricing for our services without any hidden commissions.

For more detailed answers, please visit our FAQ page.

Why Choose Us

Navigating federal retirement benefits can be overwhelming, but you don’t have to do it alone. Our team is here to guide you through every step, ensuring you understand all aspects of your financial picture. With our specialized knowledge and personalized approach, we aim to help you achieve your retirement dreams with confidence.

Contact us today to schedule your personal consultation and take the first step toward a secure and well-planned retirement.

Your TSP After Retirement

We have had hundreds of federal employees ask us to discuss the TSP more in-depth so that they can stop “emotionally trading” their accounts. 

That is why we created this guide with the most important considerations you need to make when using your TSP as a retirement savings account.

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