FERS Retirement Planning

#126 Choosing Your Perfect Retirement Date: The Ultimate Checklist

Listen to the Full Episode: What does retirement really look like beyond the financials? In this podcast episode, Micah and Floyd discuss what life is

Keeping Health Costs Low in Retirement: FEHB or Medicare Part B?

I’m 65 now, still working usps, when I retire in 1 to 2 years, I’m interested in keeping monthly health insurance down. Is it more

MARKETS ARE FALLING! – What are YOUR rules on investing?

Every Investor should have their “Rules on Investing” in place for times of “market volatility and turmoil.” Times like this, I am often reminded of

#125 Tax Time Survival: How Federal Employees Can Get Ahead

Listen to the Full Episode: Tax season can be overwhelming, but federal employees can stay ahead with the right strategies. In this podcast episode, Micah

Preparing for Postponed Retirement: What You Need To Do?

Yes, good morning. Jeff here, wondering about having a postponed retirement. When the paperwork needs to be filled out, if I want to start that

#124 TSP Benefits: What You Need to Know Before Retiring

Listen to the Full Episode: It’s crucial to evaluate your TSP decisions as you approach retirement. Understanding the various benefits associated with your TSP can

How to Calculate Your Annual Leave Payout When Retiring

Good morning, my name is Alberto. I am a Mail Handler for the Postal Service with 40 years of service. Currently, I can carry over

#123 TSP Withdrawals: When, How, and Why to Start

Listen to the Full Episode: Understanding your TSP withdrawal options is essential for a successful retirement. In this podcast episode, Micah and Christian break down

I Passed On The Fork… Now What Do I Do?

https://youtu.be/-lxMYExTiGQ The Road Not Taken: What Happens When Federal Employees Make (or Avoid) Big Decisions. Understanding Federal Retirement Options: Deferred Resignation, VERA, Postponed Retirement, and

FERS Go Bag: Is Yours Packed?

How prepared are you if you no longer work for the Federal Government? Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your agency

#122 Estate Planning Myths and Facts: What Federal Employees Must Know

Listen to the Full Episode: Estate planning involves more than just creating a will; it’s about ensuring financial security, protecting your loved ones, and

Should You Retire at 60 or Wait Until 62?

Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2

Can I Keep My Spouse’s FEHB Coverage in Retirement Without Survivor Benefits?

My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58

#121 The Untold Story of Survivor Benefits: Protect What Matters Most

Listen to the Full Episode: Planning for the future involves understanding what happens to your benefits after you are no longer here. In this podcast

Fork or Knife? The Truth About VERA

Listen to the Full Episode: Are you considering early retirement under VERA? Before you make a decision that could affect your benefits for years to

VERA-Retirement-Guide-Federal-Employees

Are you a federal employee considering Voluntary Early Retirement Authority (VERA)? This comprehensive guide breaks down eligibility, benefits, and financial impacts, including how VERA affects your pension, health insurance (FEHB), and Thrift Savings Plan (TSP). Learn the key steps to avoid costly mistakes, understand your FERS Special Retirement Supplement, and maximize your retirement benefits.

🎙 Watch our YouTube Podcast for expert insights.
📚 Join our “Retire Right” On-Demand Class to make informed decisions.

Read now to take control of your federal retirement!

Fork in the Road: Frequently Asked Questions

What should Federal Employees facing the Fork in the Road do? As a Federal Employee Benefits expert, my primary advice—though not intended to be self-serving—is

Fork in the Road: A Comprehensive Guide to Deferred Resignation for Federal Employees

https://youtu.be/EQqQhWMzTKs Federal Employees need to know what to anticipate if they choose to accept the Deferred Resignation package issued January 2025 to civilian federal employees.

#120 Reduction in Force (RIF) and Job Changes – What You Need to Know!

Listen to the Full Episode: What does a Reduction in Force (RIF) or job change mean for your federal benefits and retirement plans? These transitions

Understanding Tax Implications for Survivor Benefits

Need help with federal employee survival benefits. I looking for specific help with my wife’s survivor FERS and Death Benefits. My wife worked for the