Tammy Flanagan has been providing retirement planning assistance to federal employees since 1985 when she first began her work as a retirement benefits specialist at the Federal Bureau of Investigation.  Her extensive knowledge of the federal benefits systems and her ability to explain difficult concepts in an easy to understand manner has made her a sought after speaker and presenter at pre-retirement seminars, training conferences and online training events. Throughout her career, she has also enjoyed assisting individual employees by providing guidance and pre-retirement benefits counseling.

In 2015, Ms. Flanagan became certified in long term care insurance and has conducted webinars and live events for the Federal Long Term Care Insurance Program.  Her webinars can be found archived at www.ltcfeds.com. Tammy has been a member of the National Active and Retired Federal Employees Association since 1988. In 2015, she engaged with NARFE more formally to provide training through the NARFE Federal Benefits Institute that was implemented in that same year. NARFE provides many valuable services to federal employees and retirees and membership is available at www.narfe.org

Retirement planning involves several areas of expertise besides an understanding of federal retirement benefits. Tammy has developed relationships with certified financial planners, estate planning attorneys and certified public accounts and has partnered with these professionals in coordinating individual retirement plans.